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HomeMy WebLinkAbout1004 - AUTHORIZING the issuance of development revenue bonds for the Rocky Mountain Healing Arts InsRESOLUTION NO. 06 - 1004 RESOLUTION OF THE BOULDER CITY COUNCIL CONCERNING THE ISSUANCE OF TAX-EXEMPT DEVELOPMENT REVENiJE BONDS BY THE COUNTY OF BOULDER, COLORADO OR OTHER APPROPRIATE ISSUING AUTHORITY FOR THE ROCKY. MOUNTAIN HEALING ARTS INSTITUTE, D/B/A BOULDER COLLEGE OF MASSAGE THERAPY WHEREAS, the Rocky Mountain Healing Arts Institute, d/b/a Boulder College of Massage Therapy (the "College") will request the County of Boulder, Colorado (the "County") or another appropriate issuing authority to issue up to $5,000,000 in principal amount of the County's Development Revenue Bonds (Rocky Mountain Healing Arts Institute, d/b/a Boulder College of Massage Therapy Project) Series 2006 (the "Bonds") putsuant to the laws of the State of Colorado (the "State"), to provide said applicant with funds to finance the acquisition of the College's facilities (the "Facilities") located at 6255 I,ongbow Drive, Boulder, Colorado 80301, fund a debt service reserve fund and pay the costs of issuance of the Bonds (the "Project"); and WHEREAS, the proposed Project will promote industry and, develop trade or other economic activity within the City of Boulder, Colorado (the "City") by inducing nonprofit corporations to locate, expand or remain in the City, and will promote employment and the maintenance of a balanced and stable economy in the City, thereby promoting the public health, welfare, safety, convenience and prosperity; and Wf~EREAS, nothing contained in this resolution shall constitute a debt, indebtedness or multiple fiscal year obligation of the City within the meaning of the State ConstituUon or the City's Home Rule Charter, nor give rise to a pecuniary liability of the City or a charge against its general credit or taxing powers; and WIIEREAS, the College will undertake to fully comply with a11 applicable zoning and development regulations and policies; NOW, THEREFORE, BE IT RESOLVED that the City Council of the City endorses the Project and recommends that the Boazd of County Commissioners of the County or other appmpriate issuing authority issue up to $5,000,000 of the Bonds pursuant to the County and Municipality Development Revenue Bond Act, Article 3 of Title 29, Colorado Revised Statutes, as amended and the Supplemental Public Securities Act, Article 57 of Title 11, Colorado Revised Statutes, as amended, to finance the Project; BE IT FURTHER RESOLVED, that a copy of this resolution be fonvarded to the Board of County Commissioners of the County or other appropriate issuing authority and the College by'tti'e Clerk ofthe City. ' PASSED AND ADOPTED THIS 3RD DAY OF OCTOBER, 2006. CITY OF BOULDER, COLORADO By: Mayor Attest: By City Clerk Approved as to Form: By City Attorney ~ ~ ' , ~ ' 1 ' 1 ~ ' APPLICATION TO BOULDER COUNTY for Boulder College of Massage Therapy IDRB $4,625,000 Presented by Russ Ca[dwell, D.A. Davidson & Co. Fred Marienthal, Rutak Rock, LLP ' 1 1 1 ~ ~ ' 1 ' 1 1 ' ' ' ' ' I I ~ Boulder College of Massage Therapy Table of Contents Application Bond Schedules ................................................................................ I Board of Directors ........................................................................... II Financial Assistance and Educational Program Offerings ............III Audited Financials - 2003-2005 ...................................................IV Enclosed Loosely ........................................................ Site Plan/Map 1 ' 1 ~ Memo D.A. Davidson & C~. membar SIPC , To: Larry Hoyt P ri h Margaret a s Matt Hogan ' Fred Marienthal Jan Combs ' Stan Guralnick David Rinehart Trustee , , From: Russ Caldwell Date: August 24, 2006 ' Re: IDRB Inducement - Boulder College of Massage Therapy ' Attached are copies of the application from the Boulder College of Massage Therapy for an IDRB Inducement. The bonds will be used to purchase the ' College's existing facilities at 6255 Longbow Drive, Boulder, Colorado. As the project is ]ocated in the City of Boulder, Fred Marienthal will contact the City of Boulder to gain their consent. ' We request the adoption of the Inducement at the County's business meeting on ~ August 31, 2006. We expect the transaction to close between September 29 and October 10, as it is a fairly straightforward transaction not involving new construction. Fred Marienthal will circulate the Inducement Resolution for the ~ County's consideration. For the Inducement, we request the following parameters: ' Par Amount $4,650,000 Not to Exceed Rate 7.25% ' Term 30 Years This will be a limited public offering in $100,000 denominations and initially sold ' to accredited investors. The County application and related documents are attached. ' D.A. Davidson & Co. 1600 Broadway, Suite 1100 • Demer, Colorado 80202-4922 •(303) 764-6000 • Fax (303) 764-5770 www.dadevidson.com ' member SIPC 1 , County Application Requirements ' 1) City of Boulder Consent. , This is being coordinated by Fred Marienthal. 2) Payment of Fee. ' $4,650,000 Par x .0025 ' $11,625 ' 3) Site Information. A foldout map of "Lot 1, Longbow Park located in the N'/~ of the SE'/ of ' Section 10, T1N, R70W, 6`h P.M. Boulder" is included. The building layout is depicted on the site plan. ' 4) A legal opinion from bond counsel stating the project falls within the intent of the Colorado IDRB Act. Fred Marienthal will provide this to ' Larry Hoyt. 5) Evidence of the Underwriter's Qualifications. ' D.A. Davidson is one of the top 30 investment banks in the nation. Russ Caldwell, Senior Vice President is a known quantity to the County. The ' bonds will be sold to accredited investors. 6) A written history of the Applicant. ' The College has been in existence for 31 years and has become recognized as one of the leading institutions in the world in the area of ' massage therapy. Uniike smaller institutions in the U.S. market, about 50% of its students are from other countries. The College is fully accredited and offers an Associate's degree upon completion of 1,000 ' credit hours of work. See Tab 3 for Educational Program Offerings. ' 7) Historical Financials of the Applicant. See Tab 4. 8) An estimated bond payment schedule. See Tab l. ' 9) Evidence of ability to repay obligation. The net bond payments will be less than the current lease payments on ' the building. The College has net assets of approximately $800,000. This is being sent by Jan Combs to Margaret Parish. 1 1 ' 1 ' 1 ' 10) Projections of Cash Flows for debt service. The College has had fluctuating enrollment and expects to achieve between l 80 and 200 students in the future. This typical enrollment at roughly $12,000 in tuition will generate debt service coverage as follows: Enrollment Revenue Operations Debt Payment Excess Revenue Coverage Tvnical Year ^ 190 $2,800,000 $2,360,000 $350,000 $90,000 1.25x 11) Resumes of Key Employees of the Applicant. ` Jan Combs is finishing her third year as President of the College. She has over 20 years in upper level management at not-for-profit and , educationa] organizations. Previously, she served as CFO for the College and 14 years as CFO for not-for-profits. She has a B.S. in Education from Eastern Illinois University. The College has an active Board of ' Directors. The Board members have backgrounds in education, business and local government. See Tab 2. ' 12) Applicant's Financial Statements. See Tab 4. t 13) A description of the assets to be purchased. The property consists of a two-story building totaling approximately ' 30,000 square feet. The lot, including parking, is approximately 3 acres. (See site plan/map enclosed). The building was built in 1979. ' 14) Legal Opinion as required by Resolution 80-13. To be provided by Fred Marienthal. ' 15) A partnership agreement, if one exists. The College is a 501(c)3 educational entity. ' 16) Asset Documentation. ' The bonds will be secured by a first mortgage on the land and improvements and a Net Revenue Pledge from the College. ' 1 ~ ~ t i ~ , ' ~ ~ ~ ~ ' ~ D.A. Davidson & Ca. Boulder College of Massnge Therapy I3uulder Coury IDRD, Series 2006 Sources & Uses Dated 10I15/2006 Delivered 1020/2006 Sources Of Funds Per Amounl of Bonds $4,625,000.00 Accrued Inleresi $4,335.94 Toml Sourcd Sd,629,335.9J Uses Of Funds Prqect Cone W ction Fund $4,000,000.00 Pny-off of Oulslending Loan $80,000,00 Accruedlnterest 54,335.94 Debt Smice Reserve Fund 5366,437.50 UnderwrilingFee 1.85% 585,562.50 Local Counsel $10,000.00 Legal and OfYicial Statemrnt 537,750.00 IssuerFee 0.25~ 511,562.50 Printing nnd Regulalary 54,000.00 Trus[ee $4,250.00 Phnae I and Appreisal 510,000.00 Titlelnmrance $I5,000.00 M~ecelieneoue 5437.50 Total Usw 54,629,335.94 ~ preliminary and subject to change Page 1 of 4 structured on 8/P4/2008 8:03 AM ' ' ~ ' ' , ' ' ' ' 1 ' ' 1 ~ ' 1 ' ' D.A, Davidson & Co. Boulder College of M~ssage Therapy _ Pricin~ Summary MaWrity Type of Bond Coupon Yield MaWrity Value Price Dollar Price 10/15f2036 Term 6.750°k 6.75~0 4,625,000.00 100.00% 4,6:5,000.00 Tornl - SJ,6I5,000.00 $a,6]5,000.00 Bid 1nTurmsiliun Per Amount of Bonds Groas Produclion Bid (100.0UQ%J Accmed Intemst from 10/I S/2006 l010/20/2006 Totol Purohase Price Bond Yenr pollnre Averege Life Average Coupon Net Intemat Cost Q~IC) Trve Intertsl Coet (TIC) preliminary end subject to change Page 2 of 4 E4,625,000.00 $4,625,000.00 51,625,000.00 $4,335.94 $J,629,335.94 $92,915.76 20.092 Yeara 6.75467 % 6.75467% 6.74985% strucfured on 8/24/2008 8:03 AM 1 ' ~~ ~ ~ D.A. Davidson & Co. ' Boulder Colle~e of MassaQe Therapy ' Debt Service Schedule Bond Date Principal Coupon Interest Total P+~ Balance ' 10/15/2006 54,625,000.00 "I 10/15/2007 50,000.00 6.750% 312,187.50 362,187.50 4,575,000.00 ' 2 ]0/IS/2008 55,000.00 6.'750% 306,812.50 363,812.50 4,520,000.00 3 10/15Y1009 60,000.00 6.750% 305,100.00 365,100.00 4,460,000.00 4 ]0/i5Y1010 65,000.00 6750% 301,050.00 366,05000 4,395,000.00 S 10/]52011 65,000.00 6.750% 296,662.50 361,662.50 4,330,000.00 ' 6 ]0/15/2012 70,000.00 6.750% 292,275.00 362,275.00 4,260,000.00 7 ]0/15/2013 75,000.00 6950% 287,550.00 362,550.00 4,185,000.00 8 10/15/201-0 80,000.00 6.750% 282,487.50 362,487.50 4,105,000.00 9 10/15/2015 85,000.00 6.'/50% 277,087.50 362,087.50 4,020,000.00 , 10 ]0/]5/2016 90,000.00 6.750% 271,350.00 361,350.00 3,930,000.00 11 10/152017 100,000.00 6.750% 265,275.00 365,275.00 3,830,000.00 12 10/IS/2018 105,000.00 6.750% 258,525.00 363,525.00 3,725,000.00 13 10/152019 I15,00000 6.750% 25I,437.50 366,437.50 3,610,000.00 ' 14 1~lISl7A20 120,000.~~ fi.750% 243,675.Q0 363,fi75.00 3,49~,OU~.00 15 ]Op5/2021 130,(q0.00 6J50% 235,575~0 365,575.00 3,360,000.00 16 10/15/2022 135,000.00 6.750% 226,800.00 361,800.00 3,225,000.00 ' 17 '18 10/15/2023 ]0/15Y1024 145,000.00 155,000.00 6750% 6.730% 217,687.50 207,900.00 362,687.50 362,900.00 3,080,000.00 2,925,000.00 19 10/152025 165,000.00 6.750% 197,J3'/.50 362,437.50 2,760,000.00 20 10/15/2026 180,000.00 6.750% 186,300.00 366,300.00 2,580,000.00 ' 21 22 ]0/15Y102'7 ]0/IS/2028 190,000.00 200,000.00 6.750% 6.750% 174,150.00 161,325.00 364,150.00 361,375.00 2,390,000.00 2,190,000.00 23 ]0/15/2029 215,000.00 6.750% 147,825.00 3fi2,825.00 1,975,000.00 24 ]0/15Y1030 230,000.00 6.750% 133,312.50 363,312.50 1,745,000.00 25 ]0/ISY1031 245,000.00 6.750% 117,78~.50 362,787.50 1,500,000.00 ' 26 10/15/2032 26Q000.00 6750% 101,250.00 361,25000 1,240,000.00 27 10/15/2033 280,000.00 6.750 % 83,700.00 363,700.00 960,000.00 28 10/IS/2034 300,000.00 6.750% 64,800.00 364,800.00 660,000.00 29 10/15/2035 320,000.00 6.750% 44,550.00 364,550.00 340,000.00 30 10/IS/2036 340,000.00 6.750% 22,950.00 362,95000 - ' Ta~xl $J,615~000.00 $6.276.815.00 510~901~82500 ' Yield S[atistics Accrued Interesl $ 4,335.94 Bond Yearpollars 592,925.76 Average Life 20.092 Ye~us Ave~ age Cwpon 6.754666 % Net Inleresl Cwl (NIC) Tme Inle~rst Casf (TIC; Bond 1SelA for Fvbitrege Purposea All lnclusrve Cmf (AIC; Debt Servin Rrsnve fm~d - Lessor Of: 10%a of Pai Amount ] OU % Mas :lnnunl D/S 125 % Average Mnunl D/S preliminary and subject to change 6.754666 % 6.749854% 6.7J9854 % 6.799015% 462,500.00 366,J37.50 454,242.'71 Page 3 0/ 4 structured on 8/Y4/200B 8:03 AM ~ ~ ~ r ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~~ ~ + ' D.A. Davidson & Co, Boulder Colle~e oS Massage Therapy Net Debt Service Schedule DSRF Interest DSRF Principal Net Debt Date Principal Coupon Interest TotalP+~ Trustee Fee Earnings Released Service Due 0.05% i ~5°~0 10/152007 50,000.00 6.75% 312,187.50 36Z187.50 2,280.38 (11,743.81) 352,721.07 10/ISl2008 55,000.00 6J5% 308,812.50 363,812.50 2,287.50 (11,90922) 354,19078 ]0/152009 60,000.00 6.75% 305,100.00 365,100.00 2,260.00 (11,909.22) 355,450.78 ]0/15/2010 65,OOO.W 675% 301,050.00 366,050.00 2,230.00 (11,90922) 356.370.78 70/152011 ._ 65,000.00 ... ._. . 6J5 % . _ _ ?96,662 50 _ .. __ _ 361,662.50 _ ...._' ..___ _ 2,197.50 _ (11,90912) 35t,950.78 70/152012 70,000.00 6J5 % 292,2'/5.00 362,273.00 2,165.00 (I1,909.22) 352,530J8 10/152013 75,000.00 6.75% 287,550.00 36z550.00 2,130.00 (11,909.22) 352,~70 78 ]0/152014 80,00000 675% 282,487.50 362,487.50 2,092.50 (11,909.22) 352.670.78 ]0/152015 85,000.00 6J5% 277,087.50 36Z087.50 2,052.50 (11,90922) 352'u'OJS 10/152016 _'____" _ 90,000.00 " ___ _ 6.75% _' "__' 271,35000 ' _ "_' ' ' _ _ 361,350.00 "__ __ 2010.00 "_- (11,90922) 351,45078 ]0/152017 1OQ00000 6J5% 265,275.00 365,275.00 1,965.00 (11.909.22) - 355,33078 1011 5 20 1 8 IOS,bD0.00 6.75°le 758,525.00 363,525.00 1,915.00 (11,90922) 353,530.78 10/ISR019 115,000.00 6.75% 751,437.50 366,437.50 1,862.50 (11,909.22) 356,39078 10/152020 12Q000.00 6J5 % 2a3,675.00 363,675.00 1,805.00 (1I,90912) 353,570 78 10/15/2021 ' __ ' _ ' 130,000.00 __' __'_ _ 6.75% _'_ __'_ ' ' 235,575.00 _' __'_"_ _' 365,575.00 ' _ '__^ _ __ 1,745.00 ' "_ _ (11,909.22) 355,410.78 10/15/2022 135,000.00 6.75 % 126,800.00 361,800.00 1,680.00 ' (11,909.22) ' ' 351.570.78 10/152023 145,000.00 6.75% 217,687.50 362,68'i.50 1,612.50 (11,909.22) 352,390.78 10/I52~24 155,000.00 6J5% 207,900.00 3bz900.OD I,540.00 (I1,90922) 352,530.78 10/152025 165,000.00 6.75% 197,437.50 362,A3750 I,462.50 p1,90922) 351,990J8 _ 10/152026 __. ' 180,000.00 _ '. ___ _ . 6.75% . ___. ___ 186,300.00 . _. _ 366,300.00 ._ __..____. . 1380_00 . (11,90922) 355,770.78 (0/132027 190,00000 6.75% 174,150.00 364,150.00 1,290.00 (11,909Z2) . _ . 353,530.78 30/152028 200,000.00 6J5% 161,375.00 361,325.00 1,I95.00 (11,909.22) 35Q610J8 10/15l2029 215,000.00 6]5% 147,925.00 362,825.00 ],095.00 (I1,90922) 352,OIOJ8 10/152030 230,000.00 675% 133,312.50 363,312.50 987.50 (11,909.22) 352,390.78 10/152031 . _ 245,000.00 -_ - .__._____. 6.75% ____ ._ 117,787,50 . _____. __ 36Z787_50 .._..__.__ _ _. 872.50 . (11,90912) 351,75078 10/152032 260,000.00 6.75 % 101,250.00 361,250.00 750.00 (11,909.22) _ 350,090 78 IO/152033 280,000.00 6]5% 83,700.00 363,700.00 620.00 (I1,909Z2) 352410J6 10/152034 300,000.00 6.75% 64,800.00 364,800.00 480.00 (11,909.22) 353,370.78 10/152035 320,000.00 675% 44,550.00 364,550.00 330.00 (11,909.22) 352,970.78 10/152036 340,000.00 6J5 % 22,950.00 36Z950.00 I70.00 (l l 409 22) (366 437 50) p 5~~6 7~) Tofal 34,625,000.00 - 56,276,825.00 510,90t,825.00 546,d62.88 (357 I111~ 510,224,739 23 prepminary and subJect ro change Page 4 0/4 5}IUMnrnr7 nn R/9d/9MR A•nv n u 1 1 1 ' ' ~ ' ' , ~ ~ ~ ~ ~ THE BOULDER COLLECE OF MASSAGE THERAPY BOARD OF DIRECTORS AS OF: APRIL 1, 2006 PLACE OF NAME EMPLOYMENT OTHER SCHOOL AFFILIATIONS Danish, Paul Retired Bnsiness Executive No other school afCliations and Local Government Re resentative Doane, Ste hen W. Retired Business Executive No other school affiliations Guralnick, Sfanley M. Refired Business Executive Board Member, Rocky Mountain Cen[er for Musical Ar[s, 200 E. Baseline Road, POB 698, Lafa ette, Colorado 80026 Heimbach, Arthur E, Senior Research Director, No other school affiliations Ph.D. Research Services Group, FMI Corporahon„ 55 Madison St., Ste. 410 Denver, CO 80206 Nilson, J. Brent Self Employed No other school affiliations TQM Consulting 142 Granite Drive Boulder CO 80302 Tufl Cher 1 Ann Retired from PERA No o[her school affiliations Wolfe, Honora Lee Blue Poppy Enterprises, Inc. Faculty Member: Southwest Acupuncture 5441 Western Ave, it2 College, Boulder, CO 80301 Boulder CO 80301 ~ ' ~ ' ' '--- -.~_;,.:. :... =:~~.~:° „~~~,~,%,,::::, ~'• ~,~„ ~~~ ~'~~ ~~ ~°. £u~.,•,~,.~..' '".`sh' . .,~,r,.,~~., a V :.~"f4a'n*TIT'":~)":'i"''4. • ~~~~°~.~in~ncial Assistance ~ ~~~ i ' , , , ~ ~ ~ ~ ~ ' ~ ~~ ~ ftC~ ~I~CL' l[ ~I4'CS 11iC C:11 U~)~1OTlllliiCl i~r CU71t(li[ ~)~'ll~:,~ til Il f.l.,,',; ..,. ;, ,i ~ 1` ~, ~,'7\ ~~~,~ r~~'I.;:( V a~ n h~a~~ii ,,u~c ~)1'fl~_'Sti[)IIU~. ~f 5 C~')'_i "1'C1VCl1"C~IIl~. ~~ !uh~i :, ,~ Federal Financial Aid BCMT paNCipates in Federal Student Aid Programs, including the federal Pell Grant, Fedeal Stafford Loan (subsidrzed antl unsu6sidized), and Federal PLUS Lwn Prog~ams Financul aid can provide su6sWntial assistance to studenis who meet the eligihiliry requirements. Atldihonally, stutlenis wrth exishng student loans may be eligible for in-school determem status. Students receiwng federal Financial Aid loans are reqwred to attend an Entrance Loan Session (scheduled at New Student Onentanon) prior to receiving theu federal loan awards In atldition, such students are requrtetl to altend an Exit Loan Session prior to graduation or prior to wdhdrawal from the program AOS financial aid recipients are also reqwred to attentl an Entrance Loan Session at the start of ihe AOS quaRer antl attend an Exn Loan Session pnor to gratluation or withtlrawal from the proyram. Fin;~nual Ai~l Disbursement Policy All F~~Aeral Pcli Grants Federal Slaiford and Fetleral PWS Lcans will he dpplied Uir=r,lly IuwaiU any tmhnn ard fees o~ned h~,• the sNAent ~uaiterl9 finanaal Aid rs applied ro tmtion and fees in Ihe lollowing orAer Pederal Pell Grant, federal PWS Loan, Fetleral Staffor~~~ Su6sidized Loan, antl Fetleral Stattord Unsu6sidized Loan Additional Aid Oualitying stutlenis may also benefit from scholarships, altemanve loans, 0°6 in-house 6nancing as another way to meet the needs ol prospective stutlents. Some stutlents may also be ehgible for support through the Veterans Administrahon, Vocatmnal Rehabihtation (unds, and Jo6 Training Partnership Act programs Zero Percent In-house Financing BCMT offers zero percent in-house financing conVacts to all qualifying students in the 1000-HOUr Massage Therapy Certification antl Associate of Occupational Studies in Massage Therapy Degree Programs. For a$40 fee, this contract allows stutlents to pay the cur- rent quarter's tuition on a month-to-month basis instead af at the begmnmg of the quartec ConUCt the Bursar's Aitl Office for more mformation. Tuition and Fees Payment Reminder: Tuition is due no later than 5 p.m. on the lirst Wednesday of each quartec Students who fail to comply will he assessed a late fee. For more detailed in(ormation about the college's Fnancial Aid Programs, please contact the Financial Aid Ottice at (303) 530-2100 or 1 (800) 442-5131 (Outsitle Colorado). Definition of Clock and Academic Quarter Credit Hours A clock hour is tlehnetl as 50 - 60 mmutes oi mstrucUOn per hour, tlepending on the class schedules or breaks. Academic Quarter Credit Hour Conversion Formula: Ten clock hours of classroom setting of instmction equal one academic quarter cretld hour, or 20 clock hours of lahoratory sethng of mstruchon equal one academic quarter credrt hour, or 30 clock hours of extemship or work-relatetl experience equal one academic quartercredR hour. ' 1 , ' ' , 1 ' , , , , ~ ' , ~ ~ 1 , 1000-Hour Massage Therapy Certificate Program This program provides sfudents with comprehensive iraining in fhe field of massage iheidpy, Educational excellence and an innovafive curriculum ore the foundation of our 1000-Hqur Massage Therapy Cerfificate ~rog~am and include: • 650 hours of massage therapy techmque and handsron course work • 210 hours ot human science lec[ure and hands•on leaming • 75 hours of career preDaration • fi5 hours of psychological aSDects of massage therapy ogram Format The day schedule begins four times per year, and is presented and completed in four, ten-week quarters. Each quarter is followed by a 6reak of two to four weeks. SNdents attend classes and clinic Monday - Friday tor approximately 25 hours per :^ceek. Outside massage therapy mtemships, sNdy groups, and indrvidual sNdy time aAd 10 !0 20 hours pzr v;eek to tYe acaGemic schedule The ~ay Progam may ieqcre,~ttentlance in da;ses ar.d or c6mc GzC.+een 8 a.in. an0 ) V m„'dnrday - Fnriay, Icr a total ol four quarters of IU r,aiks rach, a,er a pencd uf mx r,~ler.Aar ~zar. StudeN m~iwCUal ~.~.t ;di,les im~ chxge Ce~::een the hcurs oi 8 a.m. and 7 p m 1*.e ?~.eoirg 5chetluie h:9~ns P;+ice p¢r year, in January and July. There are four, 20-week quarters. Each quarter has a midterm hreak of two weeks and a hre,ak of three to low weeks at the end of the quartec Students attend classes Monday - Thursday evenmgs, and various Saturtlays Por c~imc practicum, for a total of approximately 12 and one-half hours per week. Outside massage therapy intemships, study groups, and indiwdual study time add tme to 1~ hours ta the studenYs weekly academic schedule. The Evenmg Program may requue attendance in classes and or clinic behveen 6 p m. and 1~~.15 A~m., Monday - Thurstlay, and some Saturdays between 9 a m. - 5 p,m, for a total ot tour quaders of 20 weeks each, over a ~~iod of iwo calendar years. Student individual schetlules may .nge behveen the hours o( fi p.m. ana t~~t5 q.m. Specdic class antl clinic schedules are distributed to each first-quarter Student at New SNdent Orientahon. For reluming stutlenis, schedules are distnbuted one week prior lo lhe end at an academic quarter. Quarter 1: 1000-Hour Massage Therapy Certificate Program Course Cbck Hours AQCH* 2enShiatsu 7200 tO.W Anatomy & Physiology I 57.5 S 25 Anammiken" I 32.5 3.25 ClientCommumcanonSkills 20.0 100 Movement I IS 0 1.13 Chmc Pra[ncum I 10.0 U60 Zen Shiatsu: 1 ZO hrs Zen Shiatsu is a form of Japanese botlywork based on the theories of Traditwnal Chinese Mediane. Students sNtly the system ot meridians, ar paths~ays of enesgy throu9h ihe Gody, and the ways the movement ol energy a(f?cts ph~sical, physiological, mental, and emotional functions. The sessions are peAormed with the chenl lying on a tahle or luton weanng comfoRahle clothing. Shiatsu students leam a basic form of techniques, mcluding mendian work and ~oint movement to create a full-botly session In atldihon, students work with deepening theu sensitiwry to their own energy as well as to the energy of others. Anatomy an~l Physiolc>gy I: 52.5 hrs This course teaches sNdents Ihe basics of cellular, hssue, and orqan siruttore antl IuncCion Concepis ot homeostasis, mavement of molecules, antl chemical reactions set the stage lor a thorou9h understanding of the body systems studied in this course antl its second quarler equivalent Stutlents sWtly the mle oi nutritlonal chemistry in physiology antl disease, 3nd leam to evaluate situatlons they may encounter in iheir prachce of massage therapy In addipon, students leam to analyze Iheu diets, evaluate areas that can be improved, antl create strategies for dietary change. AnatomikenT`' I: 325 hrs This course is the study of human muscle and skeleWl anatomy using lraditional means combined wi~h the act of torming clay anatomy and positioning it on a precise, specially made skeletzl model AnatomikenT". Usmg clay, students build muscles and other sott tissoe stmctures, revealing thev logic, form, and tunction. This process ot budding the hody fmm the inside out assists students in retammg the knowledge theu hands have practiced. There is an emphasis in th~s course on the muscles that are clinically relevant to massage therapy. Client Communication Skills: 20 hrs This course provides students with an understanding ot how lo create a healthy, iherapeutic relationship with their clients. Stutlents gain a clearer understantling ot the concept of personal houndaries. In addnion, sWdents learn verbal and nonverbal communication skills, assertiveness skills, eitective feetlback, learning sryles, and rapport bmlding. This course also incorporates the concepts of quatiry o( touch studied in Zen Shiatsu. ~•Ic,vcnxnr I: 15 hrs Th~s r,our;e ~naAles sludents lo Oetter unUerstand the wncepts of n~nvemaN on all ;zvels Th? goal ul 1he cuurse is to allmv lor the appiecidtion of rno~~ernant,is a mam~esiahnn ol exOresscd feel~np, cOn,ci0u5ness, CI~fAy, antl harmony enthm lhe mUrvidUal CIa55 are« ises are designed and created 1o assist studenls in developing aa awareness ol movement and che skills necessary for proper self-care and client care. Movemertt I specil~cally tocuses on developing mterpersonal relationships and facilitating the mcorporation of the studenCs work m other tirst quarter courses. Clinic Practicum I: 10 hrs lhis course 6egins with an onentatmn m fhe Student Ctinic. The pohcies and operating prnCedures ot the clinic will be detailed. Clinic sNdents leam how tu work effectively in a pro~essional almosphere and to develop skills in charting, assessment, massage trealmenl planning, antl adminisiralive funchons Each sludent gives Ihree Zen Shiatsu clinic sessions. Quarter 2: 1000-Hour Massage Therapy Certificate Prugram Course Clock Houn AQCH* SwedishiherapeuucMassage 1000 8.W Anatomy & Physiology II 32.5 3.25 Awromiken"' fl 32.5 3.15 >tmtwral Nmesiology 30.0 2.50 Professianal Ethics ZS.O 2.50 Movemeni II 15.0 1.13 Qimc P~acnmm ll 15.0 0.75 Swedish Therapeutic Massage: 100 6rs' Swedish Massage is the toundation of all Westem styles ot bodyv+ork. The basic strokes taught in Swedish massage include eflleurage, ' petnssage, iriction, vibration, and lapotemenL The students learn how to use proper body mechanics and skiltlul draping methods while successtully giving a Iluitl, full botly Swedish massage. The class is creative and involves a hands-on focus. Students also leam, the physioloqical ettects of massage lherapy, how to identify Various contraindica[ions and are prepared ro work in the BCMT sWdenl ' chnic by m~tlterm. ihe hasic strokes and philosophies leamed in Swedish massage are the keys necessary br longevity in the prole,sion of massage therap9. Anatuiriy ancl Physiolugy II: 32.5 hrs ~ ihis course rs a mntinuatiort of Matomy a~ Physiology L Empbasis is placed on the muscular, nervous, cardiovascular, respiratory, endocrine and lymphalic systems. Students siudy the healthy body stmcNre' and tunchon This knowledge lays the foundation for recognizing anatomical and physiological disorders requiring Ireatment. ' AnatoitlikenT" II: 32.5 hrs 7his cowse is a coNinuatlon ot Anatomiken'"' I ihe kinesthetic aspect of ihe system comes imm lhe fact ihat "kinesis" means motion. "Kinesthehc" refers to the bodys sense of itsetl m motion, antl covers fundamental aspects of muscle aclion. This system of hands-on learning is an ideal, kinesthetic approach to the study of t' muscufoskeletal system, building the body Irom Ihe inside ouL In adtlition, students study the location, structure, functions, palhologica; considerations, antl mterrelationships of ~om[s, muscle groups, ligaments, and connective tissue. ~;.,,~I.I,.~~ ~'„II,•~„ ~,k' ~I ~,a.inc ~hci ' ' ' ' ' ' ' , , ' ' , ' ' ' ~ ' ' Stnictural Kinesiology: 30 hrs Kinesiology is the study of movement. In this course, slutlents develop sktlls and confidence in locating and palpating ma~or anatomical stmcWres to under5tand thev role in human movement. Adtlitionally, fhi5 course helps students to improve their knowledge of musdes and attachmenGs and their ahiliTy to recognize the ddferences in the anatomical quahiies of ligament muscle, and bune tissues. This course refers to concepts leamed m the Anatomiken'" and Swedish Theapeuhc Massage courses. Professional Ethics: 25 hrs In this course, students study the ethical issues involvetl in iywork. ~iscussion emphasizes the guidelines for sate and ,cal contluct antl the importance of untlerstanding and respecting professional boundaries in a massage therapy practice. Students also leam how to sensitively respond to clienis with a history oiphysical antl emononal ahuse. Movement II: 1~ hrs Movement II focuses on enhancmg antl developinq ;kilis .;pplir,ahle u the sNdry ct S:~:d,;h it:;;,;reuCC Slassar,e. Using !te msssage S!b!>, stuUent; :?ain nr,Jy mecYar~cs. Je•:ulep 6~!ance,learn proper _e of Cc.^~ ,^~gi t.r~l :~~ qu,-~ant ,dn it~,ythm ~nd per=onnl style C:linic t'r,icricuu~ lL l~ hi:s '~!:~~;ci ~s q,~,e ;;~.u ;ihiatsu :,assicns dunng Ihe tii5t halt ol Ihe quarter In the c~acond hatl, they gr;e six Tl~era0euuc Massaqe sessions in clinic ireatmenl rooms. Climc Supervisors prowtle conslruchve teedback to help stutlents rehne Iheu massage therapy skdl,, Io support Iheu candnued development of assessment and charting skills, and to plan eHectme massage [herapy treatment Quarter 3: 1000-Hour Massage Therapy Certific~te Prugram Course Clock Houn AQCH' Narmahzationol5ohiissue I10.0 IO.W 7athuphy~iology 300 3.W (areerCev?lopmen[I 20A 2~~0 PiychowoalASpectsofTouch 200 US field Inremship I 10.0 EO Movement III 15 ~ 1 13 Requued Elecnve Caurse 15.0 1 13 ClmuPracncumlll 20.0 2.W Normalization of Soft Tissue: 1Z0 hrs This course teaches student~ the vanous assessment techmques for determining the appropnate Ireatment of each client. Students gain an understanding of the relationship between posture and pain, develop o6servation skilis tor postural assessment, and learn how lo work with ciients sufFenng from awte inluries. Course work includes the slutly of Myofascial Release, Lymphatic Drainage, Trigger Pomt Therapy, Pm and Stretch, Muscle Energy Techmques, :mtl f,rcws FiGer Fnction. Pn[huphysiulc~gy: 3l~ hrs ihis r,cur,2 mircduces students to alterations in normal hmnan ph,siology ;~hich result in tlisease. Students 9am an unUeBtantlmg oi ho~.v and vihy the normal homeostanc balance is disruptetl They also laam how to recognrze common diseases Ihey may encounter m theu massage therapy pracUces SWAents wAI learn a6out musculoskeletal disorders, common cancers, skin d~sorders, infectious diseases, cardiovascular tlisease, and entlocnne/ metabolic disorders. Career Developtnent I: 20 hrs This business caurse focuses on preparmg sNdents ~o succeed in the business of massage. Instructors ofter practical gwtlelines on how to estahiish a successful massage therapy practice antl pursue massage-related employment opportumhes. Stutlents create an effechve resume and cover letter, research 6censmg reqwrements, and leam ta successfully interview lor employment Through lecture and experientiai leammg, the course also exammes professionalism, fee strucNre, markelin9 strategies, and business ethiCs ~~ ,%~YlQt0T7li~C~Y1' ~ i~iis iT.rreclihl~. .a~E ~ij !ite SCt~)1CC C~CISSCS 4UC'PL' ~ll,~~lt ailibe~r. » .J~~.h ~L-mrlcr,:erq , ' ' ' ' Psychosocial Aspects of Touch: 20 hrs This course gives studenis an understanding otihe needs ot client populations with physical or psychological challenges. Individuals include those with cancer, AIOS, Alzheimefs Aisease, chronic pam, and the physically disahled. The course teaches students that excellence in technique is only one as0ecl ot a compassionate therapist; a v~ell-crained therapist must also have the abtliry to listen attentivery, respond sensitively, and communicate ettectively. Students will experience a climcal practicum that incluUes special clients. Field Intemship I: 10 hrs The Field Intemship course is designed to assist students in the transition from the classroom to the protession of massage therapy. SWdents have opPOrtunities to provide ditterent types ot massage lo a variery ot clients in diverse setlings. The ma~or components of the course class orienfation, commumry mtemship, and communiry service. ~ualNied superwsors at communiry organizations provide supervision and te,edback. Sites include, hut are not limited to, hnspitals, reha6iltlation centers, sports/elite athletes, animals, and commumry events. ~1cn~cm<nt (Il: 15 hr, P.1c~;ement III focusas on de~~elopmg Gzrsonal sry!e and awarenass, .md erhancinp the ~+~urk s~udeNs leam in Normaiizalion of Soft fissue ihe goal of Ihis course is to balance saentific learnmg with structured creauve movement expenenr,es. Exercises are Oesigned ro deepen appreciation and untlerstanding of physical movement as a therapist and as a c6ent. Clinic Practicum III: 20 hrs The continued practice and retinement of technique are emphasized in Chnic III. Stutlenis are schetluled lor eleven Therapeutic Massage sessions that uhlrze learned motlaliry skiils and techniques. Qtiarter 4: 1000-Hour Massage , Therapy Certificate Program Course (lock Hours AQCH' Integiative ifierapeunc Massage IW 0 8 ZS ClimcalKinesialogy 30.0 250 Career Developmem II 25.0 2.50 Field Internship II 200 1.10 , Hydrotherapy 15.0 1.25 CLmc Pracnam IV 30.0 1.50 FeqmretlElecnveCoursels) 30.0 2.25 Integrative Therapeutic Ivfassage: 100 This course is designed to teach the philosophy and torm of Integrative Therapeutic Massage. This sryle of bodywork was initia developed at ihe Boulder College ot Massage Therapy almost thi years ago. Originally hased on ihe body-centered, psychotherapeutic work of Wilhelm Reich, it mcludes an emphasis on ihree princip~ mindfulness, embodiment and holism. The principles are equall suDPorted by strategies and intenllons. With Ihese in place as the basis of the work, students then learn to co-create with their cli~ a comprehensive 6ody, mind, and spirit experience. Specitic techniq inwrporate breath work, listemng skills, ver6al mteraction, sensation aevareness, and broad fluid strokes to reduce holding pattems i the body. 5ludents leam how to mcorporate creative movement~ their own bodies to support their work. Each student is encourage0 to further develop a unique Integra6ve sryle that expresses his/~ ovm specific interests m the lield of massage therapy. Clinical Kinesiology: 30 hrs This course teaches students to improve their un~erstanding o~: anatomical aspects ot static positianing and dynamic moveme mcluding the eflects of repetRive motions and unbalanced positioninn Coursework includes ihe sWdy of achve and passive range ot' motion ot ihe jomts, dynainic and stahc analysis, classdication muscular contrachons, gait analysis, and muscle action. ' ' .. . ,. .., T~ ' ~ , , , ' ' ' , , ' ' 1 M 1 ' Career Deve(opment II: 25 hrs This course builds on the concepts leamed in Career Development I. Students leam how to develop a husinessltinanc~al plan, how to creale career opportunities for themselves, and step-hy-step strategies on how to market their practice and their services. Students create husiness cards and other marketing materials that will support their practice uDon graduatioa Other top~cs include msurance billing, retirement plamm~g, and goal setting. Field Intemship II: 20 hrs The Fleld Inlemshlp course is designed to assist s[udents m the transition from the classroom to the prafession of massage therapy. '`itlents have opportuntties to provide ditterent rypes of massage , variery of chents in tliverse setlings. The ma~or components oi the course are class orientation, commumty mtemship, communiry service antl protessional mentorship. ~uahfied supervisors at commumry orgamzaCions Drovide superwsion and ieedback. Stutlents choose their protessional mentors and work one-on-one wrth them to enhance their leaming Sites inciude, but are not limrtetl to, hospitals, rehabil'oatlon centers, spoRS/ehte athletes, ammals and commun~C~ caerds f Ic~lnxh~m~}}'. l~ hrs p„~.cni°,efncr,J~•s in:ntrr,di.clinnlnHydmtYer9UY.lCCCain~ ,.n ~ha: ;:lory mJ ~aneLls ol;hu d~sciDlme Sludents :vdl o~tenen~e ird b~ecme kno~.v{eJ9eahle about lf~e handson prachce of hyarotherapy applications such as hot and cold Iherapy, spa techniques, ana water Ihttapy apphcahons SNdents pracnce hands-on skills in ihe well-equipped antl modem spa classroom. Clinic Practicum 1V: 30 hrs SNdents contmue to concentrate on ~etinmg the sktlls and techniques they have learned in the vanous hantls-on modalities. Slutlenis give seventeen supervisetl Therapeuhc Massage sessmns m which they have the opportun~ty to mcorporate techmques leamed m their requiretl and elective coursevrork Electives: ]000-Hour Massage Therapy Cerlificate Program Eleciives Clock Hours AQCH' 15 1 13 30 L25 Stutlents chaose 45 clock hours from [he listmg UelOw. Aromatherapy: 1 S hrs P~erequisite: Completion of 2nd quarfer This m-depth introduction to usinq aromatherapy in a massage ~ practice provides scientitic iniormation with hands-on demonst2tions and experiential learmng. Covered are: basic chemistry, carner oils, dilutions and methods of application, materia medica of ten basiC essenhal otls, physiological explanation in Ihe science of olfaction and how essential oils work and saFery i5sues Nose-on actimties inclutle sampling of scents. Each participant will create his/her ovm unique blend tor his/her indimdual purpose Fun~l,~mentals uf Spurts Massa,~e: 3~ hrs Poerequisite: Complefion of Swedish Thnrapeutic Massage, AP 1& 1!, and Anafomiken'"' I & 1/. The U~actitioner af sports massage exhihds an acute untlerstanding oi muscle and ~omt mechanics and thert relafion to the acnvities of athletes. As a sports massage therapist, one should not only 6e ahle to give an effechve massage t0 relieve tension, but his/her skilis musl also mclutle an awareness of which muscles are stressed by a particular sDort, what areas oi those muscles are sub~ect to inicro-irauma, how to determine which muscle is in~uretl 6y which movements, and a lamiliariry wdh current mformahon an in~ury prevendan and traming. This course is designetl to gwe Ihe massage therapist a solid background in these area5 m preparation tor work in the sports arena. . '•~ ~ -. ~ , a~:~. :t,;:. , ° ~ ~'xi1:; - . - . `;x;4 , ' ' Herbolo~,ry: 15 hrs Prerequisite: None Herbology introduces lhe hismry and science of herbal medicine, as well as the identiticaUOn and medicinal apphcation of various local ptanis. Introduction to Animal Massage: 15 hrs Pre~equisite: Compleflon of Swedlsh 7herapeutic Massage Students will leam about behaviors, emotions, and the applications far animal massage. Focas will be speciticalty on those animals where internship sites are provided - horses, dogs, and rabhits. Some basic comparative skeletal and muscular anatomy will be pre- sented. Safety matters an0 how lo communwate intenllon to these animals will be discussed and practiced. The course will include hands- on practice antl application of massage techniques, which have 6eert laarned antl used on human clients in previous courses. Intro~luction tc~ Thai Massage: 15 hrs Pre~a~~ursde: Completlon of Swedish (nernpeufi~ PAc7sscge Sludents rnll leain en array ol Icchn~quas ~or ;upme, pmne, s'iJe i~ing, and snl+ng posilions anJ •~^nll be 3ble lo com6ine Ihe moves into a dyr.amic ar.d tluid ore-hour session Thai massage is an ancient neahng art v+dh orig~ns m Ayurvedic MeUicine and Yoqa It has evolved into a ~mque and magical combinalion of gentle roeking, tleep stretr.hing, rhylhimc compression, sort-tissue manipulahon, energy balancing, and acupressure Thai massage affecfs the en6re body by ~ncreasmg flewbihty, releasinp ho~h deep and superficial tension, enhancmg the hody's naWral energy fiow, and promohng inner peace and a qwet mmd. InEant Massage: l5 hrs Prerequisite: Completion of Isf quarfe~ Recent researCh has shown lhac skillful, stmclured touch can have profound eflects on iofants. Participanis will tliscuss intant psycholo~y, birlh, bondmg, antl parental concems aboul the proper level ot aitention ihat should be given lo iheir 6abies. In addilion to leaming ihe specific mfant massage techrn4ues, parlicipants will learn how to interactwdh parents or caregivers, and how to understand Ihe ways they communicate with and comfort their infants. While leaming the techmques, participants will practice with dolls and sWffed animals. ' Parents and [heir intants will attend a portion of each class for actual hands-on practice and instmction. ' Orthopedic Massage: 30 hrs Pre~equisite: Completlon of NST and Pathophysiology , The course enables students to recognize cammon disorders of [he musaloskeletal struclures and prepares students to work with indiv~duals who suffer trom common diseases and injuries. They ' will learn when and how to treat injured tissue and when it is t m r ter to a medical doctor Peripheral nerve disorders appropna e e • iractures, dislocatinns, sublw~ation, kyphosis and scoliosis deMrmitie:~ of the spine, eliminatory dysfunciions and disorders, cardiovascula and respirarory diseases, and paralysis are included in the instruction. Polarity Therapy: 15 hrs , P~ereqw'sife: Compleflon of lsf quarter Poianry therapy ~s the art of healing 6asetl on the principles ot energy in motion and how life is governed by Ihese principlas. This course iNroduces an ener9Y model ot the human 6ody basetl on the chakra system. From this basis, a full-body energy balanung Ireatment is hught, aiong wrth simple exercises, mihich deepen sensi4viry to suhtl energy. The ezperience ot giving and receivmg polariry work serves as Ihe 9aleway ln understandmg energy bodywork. ' Postpartum ~vfassage: 15 hrs Prerequisite; Complefion of Swedish Therapeutic Massage and Prenatal Massage This inlrotluctory module tocuses an Ihe periad of time from dellvery thmugh two years postpartum. The stutlent wAI team how pregnan~ hidh, and child care aflect Ihe strucWre, musculature, and physiol of a woman's body. Additionally, the woman's emotional state and how massage therapy and exercises can support her on all level~ during this time periad are explored. The focus of the course wil on reawakenmg core musculature to suppon postural challenges and on assessing and ireating common pain complaints ' Ii~uil,lcr Cnllc~:c nf \~Lia.a;;c ~I fur:, ' ' ' ' , ' ' 1 , 1 ' ' ' ' , ~ ~ ' ~ Prenatal Massage: 15 hrs Prerequisite: Completion of Swedish Theiapeulic Massage In this course, students learn the benefits of prenatal massage, pregnancy anatomy and physiology, common psychologicaf changes, as well as how these rr.late to prenatal massage. The course is balanced with experiential hands-on practice of proper prenatai client positioning, including side posihon antl semi- reclined posRioq draping, and prenatal massage techmques appropnate for each trimes[ec Students also leam atout prenatal massage wntraindications and how to da a thorough health history intake with pregnant clients, as well as how to recognize the signs ' symptoms of comphcations to a healthy pregnancy. Keflexology: 15 hrs Prerequisiie: Complefion of Istquarfer Reflexology is an ancient therapy designed to hnng the body into healihful 6alance and to provide preventive maintenance. Ihs based on the ptinciple lhat all organs, glands, an0 6ctly parts have correspontlmg reflex pomts in the feet and hands Based on the r,nginal ingh~m mmhnd, th;s cour;e ~nnl ,ntrcduCa Ihe pnnr,{p~es ~d zone IiiaqCY Varnc:pa~its :,ill ::am Ihe Cuna6ts uf ~allgxolc9Y. .~~I ; v, iLld to ~du,;;h~ spec~qc r,Pex pr.int5 of 1; e I~ai ard hanUs. ~r 7•, q' ~.~m.irA pnchcd ;p~:cif,c rechm~ues in ortler to perform ,~,~r,:~te u:d ;hr,rauqh tcot and hand rat!exuloqy Ireatments SeaCecl Massage: 1 ~ hrs Pierequisite: Completion of ist quarter This creative and tun elecdve will Instruct Ihe sludent In the sklls and techniques of seated massage, utilrzing a pmfessional massage chair and a stantlard chair. SWdents will learn [o mcorporate aw- pressure techmques (Shiatsu) in a seated hata and wtlf expenence vanous creative techniques tor an etfechve seated session. A seated massage is a wonderiul way to iniroduce peaple to the aA al skilled touch and is a tlynamic markeGag tool in buddinq one's praclice or 'ning an employment oppoRumry. T~~il uf the Tiger: Table Shiatsu ~vith Expanded Lower Body Techniques: 15 hrs Pre~equisite: Completlon of )sl9uarfer This elective will emphasize proper body mechanics for performing a Zen Shiatsu session at the table. The six leg mendians learned in first quarter will be reviewed at the tahle to refine and deepen your skill and sensitiviry. Adtlihonal detail and techniques to work the hips, knees, and ankles w+ll a4so be included These are especially helpfW for working with active Ciients such as runners and cyclists. Vibratiunal iv[edicine: 15 hrs Prerequisife: None ihis eleChse is an expenanual evploration of the energy body - tl;z aunc hzld, rhakras, and meridians. Studenls uvill axpand their a:rareness of ihe human erergy system and hcw to suppoR ~he eihole hearth and welf bemg ot Iheir bod9~vork cllents and them- selves Students wdl also Ieam how to incorporate bas~c energy metlicme techniques mto theu massage prachce to enhance the overall session, Win~;s of the Unagon: Tahle Shiatsu ~vith Exp~incleel Upper Bucly Techniques: 15 hrs Pre~equisite: Complelion of 1stQuarfar This eleciive will emphasize pro0er hotly mechanics lor performmg a Zen Shiatsu session at the table The six arm meridians leamed in hrst quarter will 6e rewewed at ihe table to refine antl deepen your sktll and sensdiwry. Additiona! detad and lechniques lo work She shaulders, elbows, and avnsts will also be inclutled These are especially helpfW for working with chents who have repehhve stress m~uries __ ----, -- ~.__ .. .._. : `~ -, . ~ ~ 1 ~, y;: , ±i ~~ Y'~!_, T ~~ ` ..`~~ ~. ~. ~ ~:~ ~ -~a ..:4~~.~':= ; ~... + - ' ~ 3.. "~~1''+ ^r~ _. :$~.."'~, ~~. ^ ' '~ ~ u,~ , -,i --' '~`^ F ~~i"=:.-.:~.. ; a . _ . ' } . ' ' ' ' . , , . . . ' ~~.The Associate of Occupational Studies i : in Massage Therapy Degree (AOS ) ~ The Boulder College of Massage lherapy (BCMn is setting the standard for educational excellenc~ in the Massage Therapy profession. BCMT is one of ihe first Massage Therapy programs in the nati~ to otfer an acciedited program leading to an Assocfate of Occupational SYudles in Massage Therapy Degree. This advanced training allows the student to choose a focused field of speclaAzation whlle developing a professlonal massage iherapy practice. Wifh inshuction by BCMT's mosi expenenc ed and accomplished educators, students learn to master advanced techniques that are Immedl~ ately applicabie and beneficial to their clients. Program Format The AOS program involves six monihs o~ part-time evenmg courses, with classes meeting two niqhts per week from 6 p.m. - 9 p.m. SNdents explore advancetl concepts in human anatomy antl physiology including neurcphysiology and neuroanatomy, medical massage, and other topir.s not covered in the 1000-HOUr Massage Therapy Cendicate Program. Advance0 Oodywork techmques wrth app6caLOn Credit Prior for Leaming - AOS in' Massage Therapy Degree Program The Associate ot Occupational Studies in Massage Therapy Deg~ will be awarded after successful completion ot a total of 102.1-qu ter credR hours (84.5 quarter credit hours from the 700o-Hour Massage Therapy Certi(icate Program and 77.6 earned as part of Ihe AOS Pragram). Candidates for the A05 Oegree in Massage , io cpeanc spztiai puNu:anons viw ce ernpnas~mu uwniy we p~~c~~ca~ 7herapy who have not graduated fmm the 1000 Hour Massage porhon ol the sympasium caur,~s. Students sel2ct tour Advancetl 6odyv~ork StuAies (ABS) e!r.Ctr~es, vhich must be completed ~riithin ;ix months ol the program start. Elec6ves are scheduled FriAay through Suntlay Irom 830 a.m. - 6 p.m. AOS Admissions Procedures and Kequirements The AOS in Massaqe Therapy Degree will 6e awarded atter successtul completion of a total of 102.1-quader credit hours (84.5 quarter credit hours from Ihe 1000-Hour Massage Therapy Certtlicate Program and 17 6 eamed as part of the AOS Program). For more intormation about the program contact Ihe Director ot Enrollment and Serwces at aos~bcmLorg. Refund Policy, AOS Program The refund policy for the AOS program adheres lo ~he same policies, procedures, and guidelines as ihe relund policy for Ihe 7000-Hour Massage Therapy Certificate program. Therapy Cetlificate Program at BCMT may request credil for pnor learning by su0mitting a portfolio for review. ' The portlolio should include~ • A cover letter and/or resume descri6ing work experience ' as a massage therapist • Proof (an oflicial transcript) of completion of an accredited program in massage therapy ot at least 500 hours. ' • Documentation reqartling additional lraining in massage therapy antl bodywork In accordance with ACCSCT requirements, non-OCMT graduate viho receive credit for prior leaming for admitlance to the AOS ~ Degree program must still complete 25% of their education or a total of 25-quarter credit hours of coursework at BCMT. AOS Crne Cuniculum (17.6 quartc~ credie hau'' • Medical Massage • Trauma antl ihe Body ' • Craniosacral Therapy • Four electives (24-hour Advanced Bodywork SNdies) ' t ' 1 t t ' ' ' ' Corequisite Cotu'sework f~r Non-E3CM7 Grnduaczs (8 qunr~er credit haurs) To meet the 25-quader cretlit hour requirement. noo-BCMT graduates must take,at least 104 contact hours or 8-quader credit hours ot additional coursework from our Advanced Bodywork Studies Certiticafe programs. Suggested coursework mcludes. Example 7: 104 hours (8.1 quarter credd hours) • Spa Elements: Hydrotherapy (16 hrs) • Prenatal Massage (16 hrs) • Sports and Orthopedic Massage. Core Techniques (24 hrs) • The Art ot Zen Shiatsu: Motlules 7& 2(48 hrs) Example 2: 104 hours (8.1 quarter credit hours) • Prenatal and Postpartum Massage (32 hrs) =.nergy Healing: Vibrational Healing (24 hrs) fhe Art ot Zen Shiatsu: Modules 1 8 2(48 hrs) ~ Core Classes ' 1 , ' ' ' ' Medical Massage: 60 hrs~5.0 AQCH'k In this course, the stutly of advanced psihephysiology antl neuroanatom9 concepts is ccmCined evith specific pracBCal hsnds-on Iechm~ue5 Siudert; :eam trnatmanl methods spec~hr.alty yaared !~:~~rd clienis ~nth ~p~r.al cnr~i in~urr. trawnanc 6rzin inµiry, mulhG!e ~Ctrosis. ~h;tlelr.s, uUi~:~n/al9~a. Dci[~s~~r;,mal tcr,siJerat:uns. antl o-,~.y otLar .;{;ec~Ec ccnJamns Tire ex~~nential podmn ol ti~r. ~ p~,;~.a ;+r,y>:,s.n-Cass• duucs :nth a van2ry of sOPCial poP~:fations. Trauula a~ul the E3o~y 30 hrs/2.50 AQCH" This course introduces the ma~or conceDts of Post Traumahc Stress, and outlines the 6enefits ot massage therapy to survivors ot lrauma. Specdically, this curricuWm examines the role ihat ihe autanomic nervous system plays in the ongoing symptoms associated with traumatic events, both physical and emohonai. StuUents learn massage techmques that can help restore a sense of halance m the nervous system as well as foster reconnection for survroors who otten expenence mtense physical reactions, memories, and a sense of scannectedness irom their body Craniosacral Therapy: 30 hrs~2.50 AQCH* This course intmduces the practical stmcture and the philosophical hasis ol craniosacral Therapy. Students will learn lhe tundamental skills ihat serve as the fountlation ot Craniosacral Therapy, including an intmduction to the core anatomical and physiological relationships of the craniosacral system: the tluctualion of cerebrospinal fluid, bony articulations, reciprocal tension membranes, tlural tu6e and spinal cord dynamics, and Ihe motiliry of the central nervous system. Students will benefit irom learning practical, effective skills ihat can be integrated immediately into Iheir practices. Electives: Associate of Occupational Studies in Massage Therapy Electives: 96 hrs/7.60 AQCH* In addihon to the wre curriculum, students select tour weekend modules from the Advanced Botlywork SNOies Certificate Programs. Currently oifered is atlvanced, sGecialized training in Zen Shiatsu, Canine Massa9e; Erergy Neahng; Prenatal, Lahor, Pastpartum btassage Therapy; Spa Elements; and Orthopedic and Sports ^dassage Clo<k Nours AQCN" ~e ~ va Stutlents choase three modules from the listing 6elow. THE ART OF ZEN Fuun~latioi~al Techniques and Theory: Prone Pc~sitiun Pre~equisite: BCMT grad or 4ih qfc sfudent, a graduate of an approved 500-how massage school This module is the tust ot M~o modules designed to give the stutlent a hasic foundation m the (unAamentals of Zen Shiatsu. The sWtlent leams [o work wdh the meridians accessible in prone position, applying ~~ f fe~l lil<e trlclSSCti;z t}lc'.rctO} palming and Ihumbing techmques. Change occurs rapidly when lhe back of the hody is treated, making it the perfect place to 6egin to feel the eflecis ot Shiatsu. In addition, learning efficient alignment and proper body mechanics wtll magnity the studenYs abiliry to feel change occumng in Ihe client Through a lecture Pormat, Ne wurse will lay the theorehcal and philosophical groundwork for such concepts as: tha seven mles of Shiatsu, functions ot ki, mendian anatomy and physiology, and how the concept of Zen Shiatsu applies to bot~ the giver and the receiver. is whnc ('m Foundational Techniques and Z'heory: Supine Position n t~[in C CO CIU Prerequisite: BCMT grad or 4ih qir. studeni, or graduate of an approved 500-hour massage lll YYIy ~l f~ . school It's abs~~lutelv it'{7C7'c' 7711~ ~1,.4iil I` i~l~rl i ;.,: , ~~ This course, in combination with Module 1, is the perfect review for anyone having stuJied Zen Shiatsu antl an excellent beginning tor those wishing to incorporate Shiatsu into Iheir bodywork prachce By Aeepening an unaerstantling of alignment and correct hody mechanics, the sWdent will begm to feel Ihe movement of energy •aithln himsei~ or hersetf, as v~ell as umihin ~h¢ client The studen~ :~iill ~r.arn (uundatwnal techniques cath the client in supine posihon I hrm~gh a Iactura, format, the course wtll mclude. five mles of ~mnt ~r.o~iement, n~,eriaian anatomy ar~d physiology: a comparisun of ~sian antl bNestem rnttlicines, and five-elemanl r,orrzspondences Masunaga's Mericlian Extensions in the Leg Prerequlsite: Modules 1 & 2 This course inirotluces the extentletl mentlian system based on [he Idework of Shizulo Masunaga. fieview ot Ihe six hadnianal meridians in the legs will lay the groundwark lor leaming the addrtional six meridian extensions. Knowing all Iwelve meridians in the lower extremity is the first goal toward groing a complete session. The application of Kyo/Jitsu theory to lhese meridians allows the sWdent ro begm workinp on a more complex level. The student can now focus on influencing and restoring Ihe pmper flow of enerqy in ~he body The course mcludes. review oi the six Uadihonal meridians in the legs, anatomy of the six extendeU meridians in the leg, and applica~ion o~ Kyo/Jitsu theory ' ~ ' ' ' Masunaga's Meridian , Extensions in the Arm Prerequisite: Modules 1 & 2 This course 6egins wilh a review ot the six iraditional meridians in ' the arms. feeling secure with these meridian locations will make learning Masunaga's six meridian extensions that much easier. Masunaga reinstated the eztended meridian system because he telt ' the body needed to be touchetl along the entire course of the meridian with Ihe sensitivily of the hands. Appying KyWJitsu theory to all the meridians in the upper exiremiry will help students ' become aware of, and influence the quantiry and quality o(, energy in the body. The course inGudes: review of the six traditional meridians in the arms, anatomy of the six extentled meridians ir ~ the arm, and application o~ Kyo/Jitsu theory. Hara Assessment: The Expression From Within ' Prerequisite: Modules 1 & 2 ~his course marks the prvotal contribution Master Masunaga made ' [o the practice of ShiaLU. Through haa assessment and the applicaAOn of Kyo/Jitsu theory, the student will leam to recogmze the specific meridians that need to be worked in a session. Meridian physiology t will be expanded so that the student can mterpret what Ihe hara assessmenf is expressing a6out the clienPs physical, emotional, and mental health. It is.n exa6ng moment when sWdenis realize ihey have sophisticated tools to assist their clients through hfe ' changes antl health challenges. The course includes: Iocation and palpation ot hara assessment areas, application ot Kyo/Jitsu theory lo hara assessment, Masunaga's Kyo/Jitsu test related to hara ' assessment, creation of the composile - extrapolating the essence ot the hara assessment, and application of the hara assessment lo a lull-body session. , Exploring the Body in Side Position , Prerequisite: Modules 1 & 2 This course will teach the student to give a full-body session in s~_ posihon. Detailed work on the head, neck, and shoulders alluws the student to atldress many cominon ailments such as neck and shoulder m~uries, headaches, migraines, TMJ, and sinus wngestion. Leammg ' ' ' , ~ ,lechniques (or the back, buttocks, antl legs will prepare the sNdent to work wRh chents who cannot lie in prone or supine positions. This is very useful when workmg with pregnancy, people recovenng 'Irom surgeries, and lower hack and neck injuries. Kyo/JRSU theory will he applied ta this wark so that the student can continually onitor and influence Ihe efhcient distnbution ot energy, neetled ~r optimum health, m the 6ody. The course includes: side-lying techniques tor head, neck, shaulders, and torso; side-lying techniques fur 6ack, buttocks, and leqs; anaromy of GB meridian m che torso; ~daptation of BL and KI mentlians m the back; atlaptatwn of HC and I meridians in the buttocks; atlaptahon of G8 and LV mendians in the legs; and appiication of Kyo/Jitsu theory. ' VINE MASSAGE Fundamental Techniques and ,Theories of Canine Massage Prerequisite: BCMT g~aduate o~ 3rd or 4th qfr. tudenis ~his module presents camn5 analomy aud physialoyy, an0 leaehes studenis to re ahle to palpate the ma~nr musr,!es snA undr.rstand uRCns. ony;in, ~nd :ncad~cn ~ants Tim a;ihly lo .dantitp snJ <_,~5, r;Lt.nR Car ,v.r,r ~5 ID~nq:cr~ani ~l,J9nr,sllC tr,ul Sn~denls ~rn ~Cnut ;uh,r~~,tir,n. ~r,dmss;nn. Fack GsYthologY. =rA dnin:~ls' r• p,,n G.~~'i.ar,on uf r,~e~l ai~d+r,icmoLCn amr,n9 d~flerent braetls ,..iH ta o0:ar.ed S!uJanls r:,ll revi~rro c,~sa hutnry, case manage- menC dntl commuricahon enlh ovmers and olher ammal profes- ionals. Canines uviil be Ne recip~ents of safe and elfective massar,e ~herapy treatments antl techniques Pathologies and Clinical ~Application of Canine Ivlassage Prerequisite: Fundamental Techniques and iheories of Canine Massage 'fhis module will deepen the knowledge of massage techniques for oathofogies such as_ hip tlysplasia, arthapedm surgenes, aad cancet ients. Also tliscussed wdl he common canine tliseases, med~cahons, 'mtl side effects This motlule includes a canine clmic and a hands-on event Expancling Canine Massage Knowledge Through Aa~pressure Prerequisite: Fundomentpl Techniques and Theories of Canine Massage and Pafhologies and Clinical Applicofion of Cantne Massage This madule mcludes American Red Cmss Frst Aid for small animals to ensure con6nued satery in canine massage work. To support Ihe learner m ihis process, the humaNanimal 6ond and grief and hospice massage will be discussed. Due to the large numher of clients a canine massage practitioner will see, passing on coping and communication skilis will become an essen[ial part of the work. Acupressua techniques and philosophy of tradRional Chinese metlicine will be taught and applied to willing canine participants. Theory of breetl-speciflc activities including agiliry, racing, and hunUng dogs will be tliswssed. The module will conclude with a canine lab where students wili be ahle to practice methods and techniques learned ihroughout the program. Canine Massage Supervised Practicum Prerequisite: Fundamental lechniques ond Theories of Canine Mossage, Pafhologies and Clinical Appiication ot Canine Massage, and E:<panding Canine Massage Knowledge Throu,qh Acupressure Th~s mcdule nlfers pruchcum ~ndh supe~nsion The stutlent vnll set up e pracUCUm, :vhich will famili~nze Ihe student vaith being out m lhe held ot canine massaye therapy Internships a~iil he chosen from a num6er of possihtlities such as case stutlies; ~vorking at a humane saciery, veterinanan ofhce, or hospdal, working vnth competihon or worMng dogs Dacumentatmn on all intemships ~rall 6e sent to the instructor for review and appmval ENERGY HEALING Vibrational Healing Prerequisite: None Viboational Heahng is an expenenual explocation of lhe human energy bo0y- the auric hettls, chakras, and meridians. Students vnll expanA theu awareness of the human energy system and how mlenchng with Ihis system supports the whole health and viell-being ot lheu c4enis and themselves In lhis course Ihe stutlent will further . :%_``'y ', ~. K. ' develop sensdimry to energy, mtw6on, and presence through exercises and practices. 7he student willinlegrate basic energy medicine lechniques into bodywork sessions to enhance the free flow oi energy allowing clients to experience balance physically, emotionally, mentally, and spiritually. Chi Kung Healing Prerequisite: Vibrationol Healing Chi Kung Healing is the practice of utilizing the Asian practice of Chi Kunq (Energy Cuttivation) within a Vi6rational Healing sessron. Chi Kung Healing has iwo components: External Chi Healing, which is treatment by the praclltioner, and Setl-Practice, which is often taught by Ihe practftioner to the client to help tacilitate the healing process. In this course several setl-practices will be taughL 7hese pracllces are ancient Taoist practices that support the health and healing of the organs in the body. Studenis will gain an applicable understanding ot the Chinese Fve Element iheory and its relationship to lhe intemal organs of tbe body. Extemal Chi Healing techmques will he taught Ihat vnll help move static Chi an~ mcrease lhe wtural Ilow of Chi in bodyuiork clients. The caur;e wdl begin with an r,xperienhal exercise ot 6wtding the orqans of the body using fhe [nree-Ain:en5ional 2oulogik Syslems~~ Maniken"" model. f-{c~+lin~ T~~<<ch: Th~ Pcn~•ci~ c>FTuuch aiii~l Intcntionaliry Pier2quisife: None Healing Touch is a biotieltl therapy Ihat encompasses a gr0up of non-invasive techniques which u6hze the hands and one's intentionaliry to clear, energae, and balance Ihe human and enwronmental energy fields. ihe techniques taught in this course can assist clients in stress reiief; acute and chwnic pam managemen~, Ihe relaxation response; recovery irom illness and surgery, ehmination of loxins; seif-care practice; and accelerated healing at physical, emolional, mental, and spiritual levels. NeaLng Touch Interna(ional is a worldwide certification program for nurses, massage therapists. and all health care professionals This course is the loundational course which enahles sNdents ro continue on ro subsequent levels oi classes ihrough Healing Touch International, leading to an intemaho~al cedification Ofi7HOPE0IC & SPORTS MASSAGE Massage Therapy Management of ' Inflammation: The Acute Phase Through Rehabilitation Prerequisite: Normalization of Soff Tissue , This module deepens [he understanding of lhe inflammatory repair pmcesses related to irauma and micmtrauma of the soft tissues. This knowledge is the basis for the development ot appropriate ' mterventwn protocols for optimrzing the healing process and reNmmg the client to full functional capaciry. This course will feature : Lymphatic Drainage; Passive Positional Release; Progressive ' Stretching. Progressive Stretching techniques such as Postisometnc Relaxation and Muscle Energy stretching tecbniques, assisted b~'' lhe therapis6 are demonstrated, in addition to client education i. self-stretching. Neurov~~scular Compression Syndrome~ of the Upper and Lower Extremities Prerequisite: Normalization of Soff Tissue This motlule fceuses on a wide variery ot clinip~ antl athletic contlition' which are commonry known as Nearo~rascular Compression Syndromes ~NVCS). These condi6ons include: Carpal Tunnel ' Syntlrome, Thoracic Outlet Syndrome, Forms of Scia[ica and 'Pseudo-sciatica", Antenor Compartment Syndmme; Pinformis Syntlrome. ihese NVCS represent a ma~or portion ot the debiUtaUn sott tissue contlitions which present to the Orthopedic and Sport~ Massage TherapisC A Ihorough understanding ot the anatomy, pathophysiology, assessment, and lreatment principles is cntical to the therapisi working wrth other bealth care practitloners in this ~ heltl. ACMT's interdisciphnary approach mcludes building lhe ne musde, and vascular structures ulihnng the Zoologik Systems° Maniken'" of KmesNelic Anafomy in Clay. Slutlents leam to recag the neurological signs and symptoms, uoderlying pathophysiolo antl eftecuve massage Iherapy management of lhese condmons, resuiling in relief o( pain, paresthesia, and tlysiunction. ' ' }luulJcr C ,~ilr~,c ~~I ~I,i,..~;;c TI'~ri' 1 1 ~ ' ' ' iports Injuries and Dysfiinctions ~f the Cervical Spine and Upper 'xtremiry: Including Frozen Shoulder, ' -Ieadache, and TMJ Dysfunction ~ierequisite: Normalization of Soft Tissue ' fhis dynamic module wtll focus in-depth on the acete and chmnic ~edormance-limiting condtlions of the upper musculoskeletal system. ihe eNectrve orthopedic massage Iherapist must be a61e to etticiently decipher ihe specitic soft tissue components involved in neck and upper extremiry dysfunction. Pertormance limitations can be athletic in nature or as simple as lhe functional activities of daily livinp. A thnrough understanding of the anatomy wiil be explored through ,? mensional building using the Zoologik Systems'° ManikenTM. Funcnonal assessment protocals and ettective treaiment plans will he leametl forehe following condinons. Frozen Shoulder, Headaches, ' Torticoliis, Whiplash, TMJ Dysfunction; Ro[ator Cutt, Shoulder ~i s locatmn/Dysfunction. ~ Sports Injuries an~l I}ysfunction ~~f the Lc~~ver Extremiry ,~nd Luinb~~r Spine ~ Pr;:r.aquls~t~ fd,;«r.`;",,vhnn of 5~~9 ~~ssua , i.,~,J~lu ,.111I~~!~t;~~ rdinp a~iV.v?vob:9%si,n5and ~ ., .. ~~:I 9.i~;'c.~is:~~;ei~i'~n~r;u°s.~pplica6letoJ:sorrleis !. ~:•;;,er~:•!:zm•;y;t~tllumt7r~p:ne.~dostsports.rer,raahonal, ' m;d nccupaLUnal ahvdizs mquire npf~mal ~unclion of the lovrer extremihes, pelvis, and lumhar spire Massage therapists can help ' optimize the funchon of this complez kinehc chain. The foot, lo::er leg, thigh, and pelvis functlon as a single umt in activities as simple as slantling and as complex as ballet tlancing The stresses placed ' on the lower exhemity cause many ovemse and sports in~unes. Stutlents leam the specdic massaye managemenl of contlitions including~ Plantar Fascitis, Low Back Pain Syndromes, Ilmtibial ' Band ~ystunchon, "Shin Splints", Achdles Tentlonihs PRENATAL, LABOR, POSTPARTUM MASSAGE THERAPY Beyond the Basics: Massage for Healthy to High Risk Pregnancies Prerequisite: Prenatal Massage and Posipartum Mossage electtves , ' This module deepens the understanding of the many henefits of massage tluring healthy and high-risk pregnancies, as well as how ihese relate to the complex anatomical, physiological, antl emotional changes of pregnancy. One in five pregnant women faces the challenges of a high-risk condition or a complication at some point in her pregnancy, so prenatal massage therapists must he prepared to safely nurture women through these challenges. The course focuses on techniques for specific pregnancy comDlamts antl includes appropnate prenatal body mechanics, and self-care recommendahons. The motlule also explores the appropriate use of aromatherapy and spa treatments tlunng pregnancy. Creative Support fi~r Laboring Women Prerequisite: 4ih qtr. student L'sir,g massage therapy for pam management has become a popular ir.tl ~Necu~.e choice ~or labonng ~.vemen, antl many therapists are C:9nq askzd ro al;erd hirths Icr their nurturing supporl This module explores usinp mtmlive touch and specdic techmques and pcsitions Ihat can « he~;e pam and support the progress ot labor Students wdl deepen these intwtion sktlls through experiential exercises and by :vatching and an2lyzing ihe videos of many diflerent rypes of 6irths, prac0ang these suDPort lechniques with classmates, and teaching an ezpectant couple these techmques in a practice session. A[horough understanding of the anatomy of [he b~nier a6domen and peDns will he exploretl through ~hree-dimensional bwiding using ihe Zoologik Systems' Maniken`". .:,~~. t::.' i~*vry ~.5.. ~ ~eS~~-'~'k'~S~ '~sna~ .' "°~~~~:,'... Beyond the Belly: •,~~ Massage for Postpartum Wellness . '~.~. , ~.~r:r , ,....`r::~;, _ .,' f Prerequislte: 1000-Hour Mossage iheropy Cerfiflcate Program or equivalent Prenptal Massage and Postpartum Massage electives This course continues to explore the physical challenges and pairt compiain[s commun ro women m the postpartum periotl and focuses on techniques and exercises that help stabilize the pelvis; regain core strength; retluce chronic pain in the hack, neck, shoulders, and arms due to new6om and IoAdler care and retention of the pregnancy posture. It will also deepen students' understanding of the emotional life of a new mother and her relationsNp to her physical self. SWdents will leam many ways to address pam complaints in a nurturing, mtuitive way. SPA ELEMENTS SCOi1C IVt`155~1~?l' Prerequisi~e: BCMT graduate oi 4th qt~ student E~plore 1he earth elr,meN throuqh ihe use ot various igneous and melamorphic stones. Therapisls vnll gam an underslanding ol the ~r.r.;znt c~itur:tl h~sluries, suUPhes, equipment, and care of massage •,tunes. A tuY~body hc~ and tcltl stcne massaye vitll inciuCe facial massage, scaip massa9e, bndy layouts, contr~st therapy, and enerqy lines l~CU111.1C~1P.l"8~y and Herbal Applicatic~ns Prerequisite: Hydrotherapy ihis module exploies the therapeutic benefits znd history ot essential oils and herhs in the spa setting. Guidelines for application, satey precaulions, ddutions, and relationships to the systems of the body wdl be discussetl mclutling an in-tlepth Materia Medica. Experiential techmques such as skin brushing and aroma/herbal wraps will 6wld Ihe therapisfs anatomicat and physiological understanding of the integumentary, circulatory, and lymphatic systems. In addition, the operation and management of a day spa environment will be discussed. Body Ivtasques Preiequisite: Hydroiherapy This module explores ihe elements of eaRh and water through the study o1 Pelotherapy, Thallosotherapy and Balneology. Student exchange will include: mud masques and wraps, seaweed wraps, back treatments, and e~AOliation. Treatmenis will be combined with the hydrotherapy Wh and Vichy shower. Student ~ervices Supportive Leaming Environment • Peer Tutaring • Mentorship Academic Advising • Faculry Ottice Hours • Academic Affairs Manager (AAM) C;treer Scrvices - Career Coaching and Career Development classes ~ • Placement Assistance P~rsunal Cu~ins~lin~; • Confidential counseling sessions available ~ Rcfer~ncc Library ' • Equipped wilh health/bodywork books and up-lo-date hade publications Wellness I3ookstore • All of Ihe materials a student will need for studies at BCMT and ~vork as a protessional massaqe therapist Student Cumputer Lab • Available to all students lor research and wnUng purposes Relc~catic~n Resources • Housing, roommate, travel resources I-Icaling Arts Alli<tnce Discuunrs • Discounts at Southwest AcupuncNre College and The Rolf Institute sludent clinics ' ' ' ' ~ 13~~ul~lcr l:~dlcnr uf Vla..:~,r I~~~cr:iE~~ ' , ' ~ ' ' ~ gpC~(y M;N]NTAIN F~-T~ ARTS INSTITOTE D/S/A ~ BOULDER COLLEGE OF I~,SST,GE TF~RP.PY (A NONPRL)F'IT ORGANIZATION) ~ OPE ID NO. 03013100 ' FINANCIAL STATE[~N'PS YEAR ENDED DECQ+IBER 31, 2005 ~ II~IDEPEI~IDENT AUDITORS' REPORTS ' ' ' ' ' ' ~ ' West & Cor~any ' A Pro£essional Corporation .,__~; ~: _~ ,ti.w, : ,, r..........~~....~ ROCKY h%)UNTAIId HEALING ARTS INSTIT[Tl~ D/B/A BOULDER COLLEGE OF NlASSAGE Tf~RAPY FINANCIAL STA7,~NTS ?EaIDENT AUDITORS' REPORTS December 31, 2005 CONTENTS Independent Auditors' Report ..................................... 1. Financial Statements: Statement of Financial Position ............................... 2. Statement of Activities ....................................... 3. Statement of Cash Flows ....................................... 4. Notes to Financial Statements ................................. 5. Supplementary Schedule: Schedule of Federal Financial Assistance ...................... 11. Report on Compliance and on Internal Control Over Financial F.eporting Based on an Audit of Financial SCatements Performed in Accordance with Government Auditing Standards ............................ 12. Report on Compliance with Requirements Applicable to Major Program and Internal Control Over Compliance in Accordance With ONIB Circular A-133 ......................................................... 13. Schedule of Findinqs and Questioned Costs ........................ 15. Summary Schedule of Prior Audit Findings ......................... 17. , , West 3c Couipany , .\ Profcssional Corpnralion Crrtifird Public.tccuuntunl.f ' ' , , P.TD£PFSiCE2]T A(.aITCR9' REPC7AT 'Lo tha Coard oE Girectors, I'~cky t•:cunt3in Healinq Asts In.~*_itute: 'r;a I:ave acdited the ~.cc:rcanyirg st.~t~r.ent u~ fi, ar.cial position oE Rocky :+oantain ltealir.g ~~rts Znseitute ii/U/a anul~er Colleqe of t•la~saqe 'Pherapy ("BC'•iT"} (a nor.profit organizstion) a3 of ~ec~rber 31, 20C5, and r.ha related ~tater.ents of activities ar.d cash ficus [or the year ~i:~n er.deci. Thesa financial sratu~.ents are t'r.e respensibility of the CczcT:any's crana,e;;~nt. ~ur respen3ibi11tyr ±s to e:cprees an epinion en these financial stat~ment~ based un GuY =1dli.. ' ~r.~e ccr.uR~cted our audit in accordar~cs aith U.S. ,enerally accepced au3itir.q stanciards and the standards applicable to fir.ancial a~dits centair.f:ci in Goc2rrmenc Audi.tir.g Standards, issued by ~l:e CcYptrolier General eP th2 United States. Those scar~ards , requira that~.~e plan and c2rform the audit ta cbtain reasonable as3urance about xhether the finai:cial stacEa.ents are frc~s cf material misstateicent. An audit ir.cluces a:c:~rining, on a test ~asis, avid~nca su~~ortiny tk:a amounts and ciisclasuzes in tha financfal statements. An audit alyo incluc:es a~8essing the acco~:ntir.g princi~l~9 us4ci , ar.d significant estL^rates m.sde by ?^vnagemenc, as :aell as evaluating ti?= ocerall financia~ statercent presan=aticn. itc~ believe chat cur audit DTOJ?G~Z$ a rcasonable casi:, for cur opinicn. ' in eur cpinion, tl:e financial statements raferred to aboue pxtsenC faicty, i~~ all material resrects, the financi-31 positicn of 3CdC as oE CeczT.her 3?, 2005, a^d the ' chan~as in its r.at assers an~3 its rash °le:;s for =hQ year tl:er. enc'.~~5 in ccnEormit.y :•riCh U.S. g~n~raZly acc~pt~d acc~untirq prir,ciples. Ir ~yccordance :+itrt Goverrsent A~.:diCir.g St3ndards, :de h~ve .31so iss~ed a reno:t c4~t~d ' =+.i~.U3~~f ~y~ ~Ql;fi~ OI~ nllt CC.^.31f:2I~1L~CC1 CL ~~11~~5 iCit3[~11C c:Of:rCOl O'+~C Lll1R11Cldl CCportirn7 'uliC~ O~J1" f~:iC.B OI lf.:S CC+T~1.~'.fYCE: W1C}3 Cc:C.dlil ~IC'J1.3101'i3 OL ).a1i1S~ ~yrfll~.3L ^t..Z~ t~qnCC3CC3 .3I1C~ L~Y87:C3. ' ' vl1C d'1..~1'. LJ33 :C3l:A tOY l.'td C~l:1ti::~@ Of i02~.':li:Q ~.SII C(J1S11UA bIl Cfl^ [~:S9Ll: Cl,f*.~2pCld~ JtdtC:.".ciP.~3 CC i~~,":3~r ~il:!::(1 ?-9 ~3 rY.Q1.~°_. ~r~:2 3C~G^^dRfS.f~~ 3C"s2Lll3.0 02 ex~endi:ures Ot cec:eral a:ti3Z•=1~ =•S L:23Elltcv iv. y~liT~G~07 CI .3G.~'~i~~CCl]S 3::1?y319 u3 LC~.:LL'3.~ D`f (J.$. Of~ico ~i t'ar._:j_^ent ~:d C~r~~~ Circular r~ 133, ,lcditJ of Stat;s, Gcaii Co•:erru~~~3nt:,. ul;C~ i'~.n-Pro.1C G.T~3Y11_,7C~C77S~ =i:1~ 19 .^.O~ a rec~uirf3d ~~YC OY C.h.O t~%1~tC fir.an~:iA~ :~ta~=_n,ents. Such infr~ccration has ceen suujecrxl to tne au~itir.3 ~rcce:tures -aF~lied in t'r.e ~3~.idic ~f the bayic eir...-~ncial ~rat:r.ent~ ar.d, i.n our cpi~~icti, is E.airly 3~dt:.~ci, iri dll ;1L]L21'.13L Y?3G~9CC3~ ill C2~dC1Ci1 t0 t:lc'' ~.'731C =11~iC;cl1 JtdC~u7f.::.'iC5 :]'r.^71 %!S 3'.~7:OZC. ' ~,~bc~,,-,1 f 1:, 2ijr)3 I C 1~~~~~ ~ ~P~t,+.~,~~~~,~~( ~-- ~~ L. (lU~79 i')-'173U -?')3~ ~A.ri'. 50' ~t., Uklal~oma t~ity, OK 7Ji t3 ROCKY MJUNTAIN FiEALING ARTS INSTITUTE D/B/A BOULDER COLLEGE OF h~SSAGE TfIERAPY STATII~T~'P OF FINANCIAL POSITION Decesnber 31, 2005 ASSETS G~rrent Assets: Cash Investments Accounts receivable, less allowance for doubtful accounts of $19,028 Inventory Prepaids Tota1 current assets Property and EquiFanent, net Other Assets LIABILITIES At~ID NET ASSETS ~rrent Liabilities: Accounts payable Accrued liabilities Deferred tuition revenue Current maturities of lonq-term debt Total current liabilities Lonq-Tezm Debt, net of current maturities Net Assets, unrestricted $ 80,182 304, 601 968,282 65,737 10,892 1,929,694 693,126 58,732 $ 2,181,552 S 28,571 99,469 1,001,250 172,901 1,251,691 111,680 818,181 $ 2,181,552 The accompanying notes are an integral part of these financial statements. ! 1 1 ' ' ' ' , ' , ~ ' ' ~ ' ' ' ' ' ROCKY h~UNTAIN F~'.ALING ARTS INSTITUTE D/B/A BOUI~DER COLLEGE OF MASSACE THERAPY STATII~N'P OF ACTIVITIES For the Year Ended December 31, 2005 Revenues: ~ Tuition and fees $ 2,330,293 Bookstore revenue 236,625 Clinic revenue 183,322 Interest and other 42,692 Total revenues 2,792,932 Costs and Expenses: Employee salaries, taxes and benefits 1,712,055 Occupancy 430,735 Bookstore expenses 181,499 Student services 141,196 General and administrative 199,952 Recruitment 119,366 Depreciation and amortization 73,877 Interest expense 27,089 Total costs and expenses _ 2,885,269 Decrease in Net Assets (92,337) Net Assets, Beginning of Year 910,518 Net Assets, End of Year $ 818,181 The accompanying notes are an integral part of these financial statements. ROC3CSC NK)UNTAiN HEALING ARTS INSTITUTE D/B/A BOULDER COLLEGE OF hIASSAGE Tf~RAPY STATII~:N'P OF CASH FLOWS For the Year Ended Dece~iber 31, 2005 Cash flows used by operatinq activities: Decrease in net assets $ (92,337) Adjustlnents to reconcile decrease in net assets to net cash used by operating activities- Depreciation and amortization 73,877 Unrealized gain on investments (12,389) Investment dividends reinvested (5,730) (Increase) decrease in: Accounts receivable 70,881 Inventory 11,186 Prepaids 5,652 Increase (decrease) in: Accounts payable (37,934) Accrued liabilities (30,089) Deferred tuition revenue (55,558) Net cash used by operating activities (72,441) Cash flows used by financing activities: Debt borrowing 60,000 Debt payments (199,231) Net cash used by financing activities (89,231) Net dzcrease in cash (161,672) Cash, beginning of year 241,854 Cash, end of year $ 80,182 Supplemental Disclosure: Cperating activities reflect interest paid of 527,089. The accompanying notes are an integral part of these financial statements. 1 ' RCK'!CY NY)UNTAIN HEAI~ING ARTS INSTITUTE D/B/A , BOULDER COLLEGE OF MASSAGE Tf~RAPY NOTES TO FINANCIAL STATII~~N'PS ' Decesnber 31, 2005 NOTE 1- SUt~Y~IARY OF SIGNIFIC.ANT ACCOUNTZNG POLICIES: ' Orqanization and Nature of Business , Rocky Mountain Healing Arts Institute d/b/a Boulder College of Massage Therapy (the "Company") is a Colorado nonprofit corporation chartered in 1975. The Company is primarily engaged in post- ' secondary education and training, with certificate and associates degrees offered in massage therapy programs. ' Accounts Receivable and Econ~nic DependencY Accounts receivable represent outstanding balances due from t students. An allowance for doubtful accounts has been established to reserve for accounts receivable amounts deemed to be uncollectible by management. ' A significant portion of the Company's revenues are provided by students who participate in government financial aid programs. In connection with this participation, the Company is subject to rules ' and regulations promulgated by the U.S. Department of Education. Failure to comply with the terms and provisions of this participation could lead to suspension or termination of the ' Company's ability to participate in government financial aid programs and consequently, may adversely affect the Company's operations. Management believes that the Company is in compliance ~ with such rules and regulations. Use of Estimates ' The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates ' and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from those estimates. Investments The Company has adopted SFAS No. 129, "Accounting for Certain ' Im~estments Held by Dlot-For-Profit Organizations." Under SFAS Pdo. 129, investments in marketable securities<<~ith readily determinable fair values and all imiestments in debt securities are reported at ' their fair values in the statement of financial position. Unrealized qains and losses are included as changes in net assets in r_he statement of activities. 5. ' ' NOTES TO FII3ANCIAL STATEMEN'PS (continued) December 31, 2005 ' Property and Equipment , Property and equipment are stated at cost. Depreciation is provided using the straight-line method over the estimated useful lives of , the classes of property and equipment, ranging from 3 to 7 years. Amortization of leasehold improvements is provided using the straight-line method ranging from "l to 20 years. Revenues and Costs ~ Tuition revenues are recognized ratably over the academic period of , the respective student. Educational and advertising costs are reflected in expense as incurred. ' Deferred Tuition Revenue Deferred tuition revenue in the accompanying statement of financial position represents the portion of tuition attributable to £uture , educational services to be performed. Inc~ne Taxes , The Company is exempt from Federal and state income taxes under ' Section 501(c)(3) of the Internal Revenue Code. Accordingly, no provision for taxes has been made in the financial statements. Concentration of Credit Risk During the year ended December 31, balances in banks in excess of Geposit Insurance Corporation. Financial Instruments ' 2005, the Company maintained cash , amounts insured by the Federal The carrying value of current assets and liabilities reasonably approximates their fair value due to their short maturity periods. The carrying value of the Company's debt obligations reasonably approximates their fair value as the stated interest rate approximates current market interest rates of dzbt with similar terms. 6. 1 ' ' ' ' , ' ' NOTES TO FI2~NCIAL STATII~NTS (continued) , December 31, 2005 ' NCYrE 2 - IN~7ESTN~]'PS The Company's investments consist of mutual funds. Aggregate cost ' basis for these mutual funds is $350,179 as of December 31, 2005. The aggregate unrealized loss for these mutual funds is $45,578 as of December 31, 2005. ' NCYl~ 3- PROPERTY AbID EQUIPNIEN'P ' Property and equipment consists of the following as of December 31, 2005: ' Leasehold improvements $ 1,130,239 Furniture and equipment 439,590 ' Library ____ 12,617 1,582,446 Less accumulated depreciation ' and amortization -----__---- (889,320) S 693,126 ' __-__=__ t NOTE 4- IANG-TERM DffiT Long-term debt consists of the following as of December 31, 2005: ' Pdote payable to bank; interest based on bank's prime rate plus .5%, t currently at 7.75o per annum; principal and interest due in full on June 30, 2007; collateralized by a security interest in Company ' assets S 60,000 Note payable to bank; monthly ' principal and interest payments of 53,634; interest at 7.5% per annum; due in full in December, 2006, collateralized by a security ' interest in Company assets 91,384 7. ' ' NOTES TO FINANCIAL STATE[~N'PS (continued) , December 31, 2005 ' NOTE 5 - OPERATING LEASE (continued) year endinq December 31, ' 2006 $ 220,107 2007 111,699 , $ 331,806 ' Rent expense under this operating lease totaled $213,684 for the year ended December 31, 2005. ~ NOTE 6- F2+8IAYEE BIIdEFIT PI,AN ' The Company sponsors a 403(b) tax deferred annuity plan (^the plan"). Pursuant to the plan, eligible employees may elect to make contributions under a salary reduction agreement. The Company makes ' a matching contribution of $.50 for each $1.00 the employee contributes limited to the first 6~ of the employee's contribution to the plan. In addition, the Company, at its discretion, may ' contribute additional amounts to the plan. The Company's matching contributions to the plan totaled $7,337 for the year ended December 31, 2005. , , ' ' ~ 1 9. ~ ~ ~ ~ ~ ~ ~ H H ~ ~ a ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ 1 , ' ' ' ' ' ' , ' , 1 ' ' 1 ' ' , , ROCKY MOUNTAIN HEALING ARTS INSTITUTE D/B/A BOULDER COLLEGE OF MASSAGE THERAPY SCHEL)ULE OF FEDERAL FINANCIAL ASSISTANCE FOR THE YEAR ENDED DECENIDER 31, 2005 Federal Federal Grantinq CFDA AvenCy Number U.S.D.E.* 84.032 Federal Family Education Loan Program (FFEL) U.S.D.E.* 84.063 Federal Pell Grant Program (PELL) Total * United States Department of Education Federal Awarda Expenditvree S 1,315,989 130,704 $ 1,996,693 Basie of Presentation The aforementioned programs are considered one clUSter for determination of major programs. The schedule reflects Federal Financial Assistance disbursed (net of refundsJ during the year ended December 31, 2005. ~Vest ~c Cumpany ' A Professionaf Corporation CrrNj7ad Pnbfk.icraa~im+ut ' R£PCRT CN CQdPLIANCE AI~D CN II7TEPh7~L CGLlfROL WF~t FI:ANCIAI. ' i.EPOFTItiCi BASID CN AN }4UDIT 08 FTt~ICL'~t, STATF2LNTS FERFCF:-ff:D IN 11CCCRDAtSCE T~lI1ii (3GVf'.RlC~gS7T .1W ITINO STAY~31PD3 ' To tl:a 3casd Gf DL!CCrpry~ k2ocky t;ountain ~eali~:g P.~ts Snstitu:o: ' ;d~ have aLtiiitad the finar.cial stater,:ents of aocky ;dounCaln Healit:g Arts Instituts 3/b/a f:~ulder Coller,fl of ~iassage T::arapy ("HCt•YC") Sa r.onprofit orqanization) as of and for the y~zar a~~ed Dec~er 31, 2005, and have issued our report Cner~on dated February 29, ' 20Q5. 54e cendu~t~d our audir. !n accorcar:ce .rith U.S. gener311y accEpted auditir.g srandards and tl:e star.dards app11c~1e to financial audita crontained in Govarrm.er.t .~~diting Star,d3rds, issut.d by the Car:ptroller Cer.eral oi tho l;n+_ted States. , Cocmliance As part of o'ntaininq seascnabLa assurarce about ~het~:er FFsGG+7T's financial St~t~t:ents are free of r.aterial misstate~cznt, ~~~e perfczr.~~ tests oE its ccr.~Liance with certain ' pra~~isicns cf la~:s, =~gulacion~, contracCS ar.d granLS, noncc~c-.~pliance with :~hich crould have a direct and ;raterial eCfect on the ~et~rmination oE finoncial sta~err~nC amour.ts. Hcu.~ever, providing an cpinion on compliancc~ +~+ieh those proviaions :~ras not an cbjective ' oi cur c3udit and, accerdingly, .~e do r.ot e.~press such an ~~pinian. T~e results oY oi:r te.sCS discLos2d no ir.stanc2s ci noncc~~ liar,c~ that are raquir<d to ~e reported under c;ov~~rn~xent Audltfr.g Stae~c~zt~is. intcrnal Control Urer 8inancial Rccortina ' Tn plannir.g and Ferfo`nir.q our audit, ~~e cronsic.eeed BC`4T's internal control ever iinartcial reFortin:7 in order to detezmtne cu= a.iditinq prncedur~s for Che pucpose of , :;cpressir.g our cpinicn an the iir..:~ncial ~tate~rent9 antl r,ot to proviCed assuraace cn the ~ac:rnal cantrol ov~.r fin,~ncial reForting. C~ur con,^ideration oE the internal r.nntrol o~.;;r fir.ar.cial rec.~~rCir.g ~,:ou1d r.ct r.4:eysarily di:~cl:,se all n.stters in r.i-.a ±r.T.~rnal ' ~x^:roi ovor fin~~nci:~l r~(aarr.inq that ~~tyht ta „a~arial ~~reakr.esses. A;;~Ce_ial ~::ea~c::ess is .a ccnditicn i~1 :vhi~h Cl:o desi,n or cE:~:r~Cion oY ot:e or r~ore of the inte.nal CrIlCi01 CC•!f~{;OISCT'it8 S~CL'3 '.CC Ll":t~U4'A T_O 3 T~~ ~?t1V@.~~/ IGld ~,t~Vt~l ~,f1~ ,~, 15:C L'.7..7C :tl1.~y!'.~~~n~idllC$ ~~l df~ALl'~t3 C'(lA~'nOlii+~ .81C.3tCrltil .if: t~,l»C1U:1 Y,Q C:.°_ f!nancil.L .iC.3~Cf''17t1 ' ]:aing a~:dlt~ may cccur ar.d r;ot t;e de~~cted •,rtni; a ti^~eiy c+~riod by c;rnplo•~c:e:'s i.i ti:e r.or.~n:il course pf perCantting taeir assigr.r_c~ Eu:,ctions. t•7~ r.oCed no matter3 invo!=r±^g the i^ternzl ccntr.nt cvcr Cir.anr.i.i1 repurti~g and its creration ch~r. •.c~ c;~i;~ide: r.;~ ka , :^~~~(yCL3~. 'n~P.3i:t72SS2:3. fhis reiurt is intar.de~3 :or tha infr~z~n:aticn cF !r,3na<3e:r.ertk ard Eac;eral a~+ardir.~ uCJUriCl~3. i{Ci'.:'L`:CY~ Cill3 C~..;:OtL L;i .l matter of ^~:k:i;.r_ record a:xi 1C3 C~1$CCiCUC1.077 15 ' ilt7r limit2!.~. 1 ~~~,L~ y (~'a~,`~GG4+N I ['t.4~C1io~C~~ ~~~~ ,]I~1~0 ~ ~ ' ' 12. ~ ~. . West & Company ' A Professional Corporation /' ~tiiJled Public ~Icrmuilunfs ' AEPORT ON C~LIANCE WITH RES2UIRII~~N'rS APPLICP.BLE TO t~.JOR PROGRAM AND ZNTERNAL CONTROL WER CC2~LIANC~ IN ACCORDANCE WITH Ct~ID CIRCUI.AR A-133 1 To the Board of Directors, Rocky Mountain Healing Arts Institute: ' Cort~liance We have audited the compliance of Rocky Mountain Healing Arts Institute d/b/a Boulder , College of Massage Therapy ("BCMT") with the types of compliance requirements described in the U.S. Office of Management and Budget (OMB) Circular A-133 Compliance Supplement that are applicable to its.major federal program for the year ended December 31, 2005. BCMT's major federal program is identified in the accompanying Schedule of Findings and , Questioned Costs. Compliance with the requizements of laws, regulations, contracts and grants applicable to its major federal program is the responsibility of BCMT's management. Our responsibility is to express an opinion on BCf?f's compliance based on ' our audit. We conducted our audit of compliance in accordance with U.S. generally accepted auditing standards; the standards applicable to financial audits contained in ' Government Auditing Standards, issued by the Comptroller General of the United States; and OMB Circular A-133, Audi.ts of States, Local Governments, and Non -Profit ~rqanizations. Those standards and OMB Circular A-133 require that we plan and perform , the audit to obtain reasonable assurance about whether noncompliance with the types of c~.'pliance requirements referred to above that could have a direct and material effect c.~ a major federal program occurred. An audit includes examining, on a test basis, evidence about BCMT's compliance with those requirements and performing such other ' ,..~^cedures as we considered necessary in the circumstances. We believe that our audit pi~vides a reasonable basis for our opinion. Our audit does not provide a legal datermination on BCMT's compliance with those requirements. ' In our opinion, BC'~IT complied, in all material r2spects, with the requirements referred to ai~ove that are applicable to its major federal program for the year ended December 31, 2005. ~ Internal Control Over Ca~liance The management of BCNPP is responsible for establishing and maintaining effective ' internal control over compliance with requirements of laws, regulations, contracts and grants applicable to its federal programs. In planning and performing our audit, we considered BCMT's internal control over co~liance with requirements that could have a direct and material effect on its major federal program in order to determine our ' auditing procedures for the purpose of expressing our opinion on compliance and to test and report on internal control over wmpliance in accordance with Ot~ID Circul3r A-133. ' 1 ' ' 13. 1 ' ' Cur .^.onsid~ration of t1:o intcrr•il ~:cnrrol over ccr:,o~iynca s:ould not r.ecass~~rity disclose all ~n~~tCCrs in [he inte:nal control that niqhC Le ir,~t~~rial •.;aa%reas~~s. A ' ;naterial :aea'tnzss is a ccrdition in which the design or oreraticn of ene or r,wre oC the interr.~l control 4om~%oiients dees not rech:ca to a relativ~~ly lo:,r level t. e risk that nor.cemnliance :+lth applicable requir:anents of laws, requlaticns, ~c,ntracr.s arui qrants ck^at would be material 1n relation to a major iederal pra3ra~n teing acdi~ed may c,ccur , ar.d not te detect~~d within a ti~ ~ely period by e,~nployees in th~s nornal ccurse ot perfocming their assl9ned funccions. ~~'e noted r.o matters Lnvolvinq the internal control over car,plianca and iCS cperation that :Je consider to L•e material ~aeaknesses. ' This reFort is in~enc?ed for cha information of ;n<inag~ment and fecteral zwarding a~~ncies. N.cti:e~~er, this zeport is a:nacter of public record ar.d its distributien is not limited. ' ~ W ~ i ~~~ , F~bruary 24, 2006 ~ ' ' ' ' ~ ' ' 1 ' ' 14. , ' ' ROCKY MOUNTAIN HEALING ARTS INSTITUTE ' D/B/A BOULDER COLLEGE OF MASSAGE THERAPY ' SCHEDULE OF FINDINGS AND QUESTIONED COSTS YEAR ENDED DECEMBER 31, 2005 ' Section I- Siu~¢nary of Auditors' Results Financial Statements , Type of auditors' report issued Internal control over financial reporting: ~ Material Weakness(es) identified? Reportable condition(s) identified not considered to be material weaknesses? ' ' t ~ ' ' 1 ' Noncompliance material to financial statements noted? Federal Awards Internal control over major programs: Material weakness(es) identified? Reportable condition(s) identified not considered to be material weaknesses? Type of auditors' report issued on compliance for major programs: Any audit findings disclosed that are required to be reported in accordance with Circular A-133, Section .510(a)? Identification of major programs: Federal CE'DA Unqualified. No. None reported. No. No. ~one reported. Unqualified. No. Number Name of Federal Proqram or Cluster Cluster - Federal Student Einancial Assistance Programs: Auditee qualified -as low-risk auditee? No. 84.032 Federal Family Education Loan Progr,sm (FFEL) 84.063 rederal Pell Grant Program (PELL) Dollar threshold used to distinguish betwezn Tlpe A and Tyne B prcgrams: $ 300,000. ,~ SCHEDULE OF FINDINGS AND QUESTIONED COSTS YEAR ENDED DECEbIDER 31, 2005 (continued) Section II - Financial Statement Findings No matters were reported. Section II2 - Federal Award Findinqs and Questioned Costs No matters were reported. 16. ~. ~ , ROCKY MOIINTAIN HEAI,ING ARTS INSTITUTE D/B/A BOULDER COLLEGE OF MASSAGE THERAPY 1 S[]NA7ARY SCHEDULE OF PRIOR AUDIT FINDINGS YEAR ENDED DECEMBER 31, 2005 ' There were no findings from the prior audit. ~ ' ' ' ' ~ t ' ' ' ~ ~ ' 17. '~ , ' ~ ~ ~ , ~ r ' ~ ~ r ~ ~ i ~ t ' ROCKY MOUNTAIN HEALING ARTS INSTITUTE D/B/A BOULDER COLLEGE OF MASSAGE THERAPY (A NONPROFIT ORGANIZATION) OPE 03013100 FINANCIAL STATEMENTS YEAR ENDED DECEMSER 31, 2004 INDEPENDENT AUDITORS' REPORTS West 6 Company A Professional Corporation Certified Public Accountants ROCKY MOUNTAIN HEALING ARTS INSTITUTE D/B/A BOULDER COLLEGE OF MASSAGE THERAPY FINANCIAL STATEMENTS INDEPENDENT AUDITORS' REPORTS December 31, 2004 CONTENT3 Independent Auditors' Report 1• Financial Statements: Statement of Financial Position 2• Statement of Activities 3• Statement of Cash Flows 4. Notes to Financial Statements 5. Supplementary Schedule: Schedule of Federal Financial Assistance 11. Report on Compliance and on Internal Control Over Financial Reporting Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards 12. Report on Compliance with Requirements Applicable to Major Program and Internal Control Over Compliance in Accordance With OMB Circular A-133 13. Schedule of Eindings and Questioned Costs 15. Summary Schedule of Prior Audit Findings 17. ' ' West & Company A Professionai Corporation Ce~iJirJ Pu6/!c Acca~mrants ' INDEPENDSNT AUDI2UR4' RETORT ' To the Hoard of Directors, Rocky Mountain Healirig Art9 Institllte: ' We have audited the accompanying statement of financial position of Rocky Mountain Healing Arts institute d/b/a Boulder College of Massage Therapy ("BQ•fT")(a r~nprofit organization) as of December 31, 2004, and the related statements of activities and ' cash flows for the year then ended. These financial statements are the responsibility of the Cort~any's maz~agement. Our responsi.bility is to express an opinion on these financial statements based on our audit. ' We conducted our audit in accos•dance with U.S. generally accepted auditix~ standards and the standards applicable to financial audita contained in Governtnent Auditing Standards, issued by the Corcq~troller General of the United States. Those standarde , require that we plan and perfosm the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes pxamining, on a test basie, evidence supporting the amoimts and disclosures in the financial statements. An audit also includes assesaing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presenCation. We believe that our audit prwidea a reasonable basis for our opinion. In our opinion, the financial atatements referred to above present fairly, in all material respects, the financial position of BCMT ae of December 31, 2004, and the changes in its net assets and its cash flows for the year then ended in confoxmity with U.S. generally accepted accounting principles. in accordance with Governrnent Auditing Standards, we have also issued a report dated June 10, 2005, on our ccnsideration of HCMi"s internal control over financial reporting and our tests oE its co~liance with certain provisions of laws, regulations, contracta and 9rants. Our audit was made for the puroose of fornung an opinion on the basic financial statements of BCI~ri' taken as a whole. The acca~anying schedule of expenditures of federal awards is presented for pw.~oses of additional analyeis as required by U.S. Office of Management and Bud9et Circular A-133, Audits of States, Local Governments, and Non-Profit Organizations, and is not a required part of the basic financial statementa. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, is fairly stated, in all material respects, in relation to the basic financial statementa taken as a whole. ~~YC June 10, 2005 l. ~i (4D5)9J9-J730 -2938 N.W. 50'" St., Oldahoma Ciry, OK 7Jll2 '~ ROCKY MOUNTAIN HEALING ARTS INSTITUTE D/B/A BOULDER COLLEGE OF MASSAGE THERAPY STATEMENT OF FINANCIAL POSITION December 31, 2004 ASSETS Current Assets: Cash Investments Accounts receivable, less allowance for doubtful accounts of $19,028 Inventory Prepaids Total current assets Property and Equipment, net Other Assets LIABILITIES AND NET ASSETS Current Liabilities: Accounts payable Accrued liabilities Deferred tuition revenue Current maturities of long-term debt Total current liabilities Long-Term Debt, net of current maturities Net Assets, unrestricted The accompanying notes are an integral part of these financial statements. $ 241,854 286,462 1,039,163 76,923 16,544 1, 660, 966 764,992 60,794 S 2,486,702 $ 66,505 79,558 1,056,809 199,293 1,352,165 229,019 910,518 $ 2,986,702 2. 1~ ' , ROCKY MOUNTAIN HEALING ARTS INSTITUTE D/$/A SOULDER COLLEGE OF MASSAGE THERAPY I STATEMENT OF ACTIVITIES For the Year Ended December 31, 2004 ' Revenues: Tuition and fees ' Sookstore revenue Clinic revenue Unrealized gain on investments ' Interest and other Total revenues ' Costs and Expenses: Employee salaries, taxes and benefits Occupancy ' Bookstore expenses Student services General and administrative , Recruitment Depreciation and amortization Interest expense ' Bad debt expense Total costs and expenses , Increase in Net Assets Net Asseta, Beginning of Year ' Net Assets, End of Year ' 1 ~ The accompanying notes are an integral part of these financial statements. 3. ~ $ 2,849,020 316,774 211,569 15,713 35,725 3,928,796 1,982,185 425,394 264,533 189,306 244,446 140,332 91,145 39,662 8,640 3,381,043 97,753 862,765 $ 910,518 ' ROCKY MOUNTAIN HEALING ARTS INSTITUTE ' D/B/A BOULDER COLLEGE OF MASSAGE THERAPY ' NOTES TO FINANCIAL STATEMENTS December 31, 2004 , NOTE 1- SUMMP.RY OF SIGNIFICANT ACCOUNTING POLICIES: Oraanization and Nature of Business , Rocky Mountain Healing Arts Institute d/b/a Boulder College of Massage Therapy (the "Company") is a Colorado nonprofit corporation ' chartered in 1975. The Company is primarily engaged in post- secondary education and training, with certificate and associates degrees offered in massaqe therapy programs. , Accounts Receivable and Economic Dependenc~y Accounts receivable represent outstanding balances due from ' students. An allowance for doubtful accounts has been established to reserve for accounts receivable amounts deemed to be uncollectible by management. ' A significant portion of the Company's revenues are provided by students who participate in government financial aid programs. In , connection with this participation, the Company is subject to rules and regulations promulgated by the O.S. Department of Education. Failure to comply with the terms and provisions of this participation could lead to suspension or termination of the ' Company's ability to participate in government financial aid programs and consequently, may adversely affect the Company's operations. Management believes that the Company is in compliance ' with such rules and regulations. Use of Estimates ' The preparation of financial statements in con£ormity with generally accepted accounting principles requires management to make estimates and assumptions that affect the amounts reported in the financial ' statements and accompanying notes. Actual results could difPer from those estimates. Investments , The Company has adopted SFAS No. 124, "Accounting £or Certain ' Investments Held by Not-For-Profit Organizations." Onder SFAS No. 124, investments in marketable securities with readily determinable fair values and all investments in debt securities are reported at their fair values in the statement of financial position. ' Unrealized gains and losses are included as changes in net assets in the statement of activities. 5. ' , , ' ' NOTES TO FINANCIAL STATEMENTS (continued) December 31, 2004 ' Propertv and Equipment Property and equipment are stated at cost. Depreciation is provided ' using the straight-line method over the estimated useful lives of the classes of property and equipment, ranging from 3 to 7 years. Amortization of leasehold improvements is provided using the , straight-line method ranging from 7 to 20 years. Revenues and Costs , Tuition revenues are recognized ratably over the academic period of respective student. Educational and advertising costs are the , . reflected in expense as incurred. Deferred Tuition Revenue Deferred tuition revenue in the accompanying statement of financial ' position represents the portion of tuition attributable to future educational services to be performed. ' Income Taxes The Company is exempt from Federal and state income taxes under ' Section 501(c)(3) of the Internal Revenue Code. Accordingly, no provision for taxes has been made in the financial statements. ' Concentration of Credit Risk During the year ended December 31, 2004, the Company maintained cash balances in banks in excess of amounts insured by the Federal ' Deposit Insurance Corporation. ' Finaneial Instrumenta The carrying value of current assets and liabilities reasonably approximates their fair value due to their short maturity periods. ' The carrying value of the Company's debt obligations reasonably approximates their fair value as the stated interest rate approximates current market interest rates of debt with similar ' terms. ' 6. ' NOTES TO FINANCIAL STATEMENTS (continued) December 31, 2009 NOTE 2 - INVESTMENTS The Company's investments consist of mutual funds. Aggregate cost basis for these mutual funds is $344, 396 as of December 31, 2004. The aggregate unrealized loss for these mutual funds is $57, 919 as of December 31, 2004. NOTE 3- PROPERTY AND EQUIPMENT Property and equipment consists of the following as of December 31, 2004: Leasehold improvements S 1,130,239 Furniture and equipment 439,590 Library 12,617 1,582,446 Less accumulated depreciation and amortization (817,504) S 764,942 NOTE 4 - LONG-TERM DEBT Long-term debt consists of the following as of December 31, 2009: Note payable to bank; monthly principal and interest payments of $3,634; interest at 7.5% per annum; due in full in December, 2006, collateralized by a security interest in Company assets Note payable to corporation; monthly principal and interest payments of $8,817; interest at 9.375g per annum; due in full in June, 2007; collateralized by security interest in Company's leasehold improve- ments , ~ ' ' , ' ' , ' , 1 , $ 80,699 1 ' 224,250 , ' 7. ' , ~ ' ' ' ' ' ' ' ~ ' ' ' ' ' ' ' NOTES TO FINANCIAL STATEMENTS (continued) December 31, 2004 NOTE 4 - LONG-TERM DEBT (continued) Note payable to corporation; monthly principal and interest payments of $2, 242; interest at 10~ per annum; due in full in June, 2007; coiiatexalized by security interest in Company's leasehold improve- ments Other Less current maturities 59,293 9,075 373,312 (149,293) $ ~224,019 Aggregate maturities of long-term debt at December 31, 2009, are as follows: Year endin~December 31 2005 $ 149,293 2006 172,397 2007 51,622 $ 373,312 In addition, the Company has a line-of-credit of $70, 000 with a bank which expires June 30, 2007. There is no outstanding balance on this line-of-credit as of December 31, 2004. 8. NOTES TO FINANCIAL STATEMENTS (continued) December 31, 2009 NOTE 5 - OPERATING LEASE The Company leases its school facility under an operating lease. The following is a schedule by years of future minimum rental payments required under the operating lease, which expires in June, zoo~: Year ending December 31. 2005 $ 213,689 2006 220,107 2007 111,699 $ 545,490 Rent expense under this operating lease totaled $207,575 for the year ended December 31, 2004. NOTE 6- EMPLOYEE BENEFIT PLAN The Company sponsors a 903 (b) tax deferred annuity plan ("the plan"). Pursuant to the plan, eligible employees may elect to make contributions under a salary reduction agreement. The Company makes a matching contribution of $.50 for each $1.00 the employee contributes limited to the first 6~ of the employee's contribution to the plan. In addition, the Company, at its discretion, may contribute additional amounts to the plan. The Company's matching contributions to the plan totaled $6,724 for the year ended December 31, 2009. 9. 1 ' , , , ' ' SUPPLEMENTARY INFORMATION , ' ' ' ' ~ 1 ' ' 1 , 10. ROCKY MOUNTAIN HEALING ARTS INSTITUTE D/H/A BOULDER COLLEGE OF MASSAGE THERAPY SCHEDULE OF FEDERAL FINANCIAL ASSZSTANCE FOR THE YEAR ENDED DECEMBER 31, 2004 Federal Federal Granting CFDA Aaencv Number U.S.D.E.' 84.032 Federal Family Education Loan Program (FFEL) U.S.D.E.* 84.063 Federal Pell Grant Piogram (PELL) Total ' United States Department of Education. Federal Awaxds Exoendituree S 1,337,922 132,819 S 1,970,741 Hasis of Presentation The aforementioned programs are considered one cluster for determination of major programs. The schedule reflects Federal Financial Assistance disbursed (net of refundsl during the year ended December 31, 2004. 11. ' ' ' ' ~ ~ ~ ' 'I '~ i i 1 West & Company A Professional Corporation CrrtificJ Public.fccmu~tana REPORT ON OOt~LIANCS ADID ON IISi'ERt~4:L CONTROL OVER FINANCIAL REPORTING BASID ON AN AUDIT OF FINANCIAL STAT~ATPS PERFORMED IN ACCORDANCB WITH GOV6RIA~I7T AITDITINC~ 3TADIDARD3 To the Board of Directors, Rocky Mountain Healing Arts Institute: We have audited the financial statements of Rocky Mountain Healing Arts Institute d/b/a Boulder College of Massage Therapy ("BCMT")(a nonprofit organization) as of and for the year ended December 31, 2004, and have iasued our report thereon dated June 10, 2005. We conducted our audit in acwrdance with U.S. generally accepted auditing standarda and the standarda applicable to financial audita contained in Government Auditing Standards, issued by the Co¢~g~troller General of the United Statea. C~liance As part of obtaining reasonable aesurance ahout whether BCMf's financial statements are free of material misstatement, we performed teate of ita ccmg~liance with certain pmviaions of laws, regulations, contracts and grants, nonccxnpliance with which could have a direct and material effect on the detezmination of financial statement amounts. However, providing an opinian on ccrtq~liance with those provieions was not an objective of our audit and, accordingly, we do not expresa such an opinion. The resulte of our testa disclosed no instancea of noncoc~liance that are required to be reported imder GovernmP.nt Auditing Standarrls. Intemal Control Over Financial Reportina In planning and perfoxming our audit, we considered BCMT's internal control over financial reporting in order to deternune our auditing procedures for the purpoae of e~cpressing our opinion on the financial statements and not to provided asaurance on tkie internal control wer financial reporting. Our coneideration of the internal control over £inancial reporting would not necessarily discloae all mattera in the intexnal control over financial reporting that mi9ht be material wealmeases. A material wealmess is a condition in which the deaign or operation of one or ~re of the internal control co~onents dces not reduce to a relatively low level the risk that misstatements in amounts that would be material in relation to the financial statementa being audited may occur and not be detected within a timely period by ertg~loyees in the nornial course of performing their assi~ed functione. We noted no matters imrolving the internal control over financial reporting and its operation that we consider to be material wealmesses. This report is intended for the inforn~ation of rt~nager~nt and federal awarding agenciea. However, this report is a matter of public record and its distribution is not limited. t June 10, 2005 , ~ \ ~ ~y ~ 12. (405) 949-9730 - 2938 N.W. 50'" St., Oklahoma City, OK 7J112 West & Company A Professional Corporation Cerlifird Public Accuwnnnts REPORT ON C02~LIANCE WITH REQUIREMENTS APPLICASLE TO MAJOR PROGRAM AND INTERNAL CONTROL OVER COMPLIANCE IN ACCORDANCE WITH OhID CIRCULAR A-133 To the Board of Directors, Rocky Mountain Healing Arts Institute: Comoliance We have audited the compliance of Rocky Mountain Healing Arts Institute d/b/a Boulder College of Massage Therapy ("BCMT") with the types of compliance requirements described in trie U.S. Office of Management and Budget (OMB) Circular A-133 Compliance Supplement that are applicable to its major federal program for the year ended December 31, 2009. HCMT's major federal program is identified in the accompanying Schedule of Findings and Questioned Costs. Compliance with the requirements of laws, regulations, contracts and grants applicable to its major federal program is the responsibility of BCMT's management. Our responsibility is to express an opinion on BCMT's compliance based on our audit. We conducted our audit of compliance in accordance with U.S. generally accepted auditing standards; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States; and OMB Circular A-133, Audits of States, Local Governments, and Non-Profit Organizations. Those standards and OMB Circular A-133 require that we plan and perform the audit to obtain reasonable assurance about whether noncompliance with the types of compliance requirements referred to above that could have a direct and material effect on a major federal program occurred. An audit includes examining, on a test basis, evidence about BCMT's compliance with those requirements and performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion. Our audit does not provide a legal determination on BCMT's compliance with those requirements. In our opinion, BCMT complied, in all material respects, with the requirements referred to above that are applicable to its major federal program for the year ended December 31, 2009. Internal Control Over Comoliance The management of BCMT is responsible for establishing and maintaining effective internal control over compliance with requirements of 1aws, regulations, contracts and grants applicable to its federal programs. In planning and performing our audit, we considered BCMT's internal control over compliance with requirements that could have a direct and material effect on its major federal program in order to determine our auditing procedures for the purpose oi expressing our opinion on compliance and to test and report on internal control over compliance in accordance with OMB Circular A-133. 13. (JOS) 949-9730 - 2938 N.W. 50'" SL, Oklahoma City, OK 73112 1 ' 1 ' our consideration of the internal control over compliance would not necessarily disclose a1Z mattera in the internal control that might be material wealmessea. A material wealmess is a cnndition in which the design or aperation of one or more of the ' internal control cocrgionenta does not reduce to a relatively low level the riek that noncompliance with applicable requirements of laws, regulatians, contracts and granta that would he material in relation to a major federal program being audited may occur and not be detected within a timely period by e~loyees in the normal courae of ' perEozming their assigned functians. We noted no cn~tters irnolving the internal control over compliance and its operation that we consider to be material wealmesses. This report is intended for the infoxm~tion of cnanagement and federal awazding ' agencieo. However, thia report ia a matter of puhlic record and ita distribution ie not limited. ~ ' June 10, 2005 ' ~ ' ' ' ' ' ' V V+~"'l ~ ~ ~ l f 14. .' ' ROCKY MOUNTAIN HEALING ART3 INSTITUTE D(S/A ' BOULDER COLLEGE OF MASSAGE THERAPY SCHEDULE OF FINDINGS AND QUESTIONED COSTS YEAR ENDED DECEMBER 31, 2004 ' Section I- Summary of Auditora' Results ' Financial Statementa Type of auditors' report issued Unqualified. Internal control over financial reporting: ' Material Weakness(es) identified? No. Reportable condition(sj identified not considered to be material ' weaknesses? None reported. Noncompliance material to financial statements noted? No. ' Federal Awarda Internal control over major programs: ' Material weakness(es) identified? No. Reportable condition(s) identified not considered to be material weaknesses? None reported. , Type of auditors' report issued on compliance for major programs: Unqualified. ' Any audit findings disclosed that are required to be reported in accordance with Circular A-133, Section .510(a)? No. ' Identification of major programs: Federal ' CFDA Number Name o£ Federal Proaram or Cluster r - F Cl t d l St d t Fi l A i t P i ' us e e era u en nanc a ss ance rograms: s 84.032 Federal Family Education Loan Program (FFEL) ' 89.063 Federal Pell Grant Program (PELL) Dollar threshold used to distinguish between Type A and Type B programs: $ 300,000. ' Auditee qualified as low-risk auditee? No. ' 15. , ~ ~ ~ , SCHEDULE OF FINDINGS AND QUESTIONED COSTS YEAR ENDED DECEMSER 31, 2004 (continued) ' Section II - Financial Statement Findinga , No matters were reported. Section III - Federal Award Findinga and Questioned Costs ' No matters were reported. ' ' , ' ' ' ' ' ' ' ' t 16. 1 ROCKY MOUNTAIN HEALING ART3 INSTITUTE D/B/A BOULDER COLLEGE OF MASSAGE THERAPY ' 1 SUfA1ARY SCHEDULE OF PRIOR AUDIT FINDINGS ' YEAR ENDED DECEMBER 31, 2004 There were no findings from the prior audit. 17. ~ ' ~ , ' ' ~ , ~ ' 1 ' ~ ~ ~ ' ~ ' ROCKY MOUNTAIN HEALING ARTS INSTITUTE D/B/A BOULDER COLI,EGE OF MASSAGE THERAPY (A NONPROFIT OR6ANIZATION) OPE 03013100 FINANCIAL STATEMENTS YEAR ENDED DECEI~ER 31, 2003 INDEPENDENT AUDITORS' REPORTS West & Company A Professional Corporation Certified Public Accountants ROCKY MOUNTAIN I~AI,ING ARTS INSTITUTE D/B/A BOULDER COLLEGE OF MASSAGE THERAPY FINANCIAL STATEMENTS ?E~IDENT AUDITORS' REPORTS December 31, 2003 CONTENTS Independent Auditors' Report ..................................... 1. Financial Statements: Statement of Financial Position ............................... 2. Statement of Activities ....................................... 3. Statement of Cash Flows ....................................... 4. Notes to Financial Statements ................................. 5. Supplementary Schedule: Schedule of Federal Financial Assistance ...................... 11. Report on Compliance and on Internal Control Over Financial Reporting Based on an Audit of Financial Statements Performed in Accordance with Government Auditing Standards ............................ 12. Report on Compliance with Requirements Applicable to Major Program and Internal Control Over Compliance in Accordance With OMB Circular A-133 ......................................................... 13. Schedule of Findings and guestioned Costs ........................ 15. Succrtnary SChedule of Prior Audit Findings ......................... 17. ' . ' West & Company A Professional Corporation Crr~ifird Public Accoumm~ls ' INDEPIIdDENT AUDITORS' REPORT ' ' ' ' ' ' ' To the Board of Directors, Rocky Mountain Healing Arts Institute: We have audited the acca~anying statement of financial position of Rocky Mountain Healing Arts Institute d/b/a Boulder College of Massage Therapy ("BCMT")(a nonprofit organization) as of December 31, 2003, and the related statements of activities and cash flows for the year then ended. These financial statements are the responsibility of the Cocnpany's management. Our responsibility is to express an opinion on these financial statements based on our audit. We conducted our audit in accordance with U.S. generally accepted auditing standards and the standards applicable to financial audits contained in Govenurrent Auditing Standards, issued by trie Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatemPnt. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statementa. An audit also includes assesaing the accounting principles used and significant estimates made by management, as vrell as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinion. In our opinion, the financial statements referred to above present fairly, in all ' material respects, the financial position of HCMT as of December 31, 2003, and the changes in its net assets and its cash flows for the year then ended in confoxmity with U.S. generally accepted accounting principles. ' In accordance with GoverrunPSt Auditing Standards, we have also issued a report dated May 26, 2004, on our consideration of BCMT's internal control over financial reporting and our tests of its compliance with certain prwiaions of laws, regulations, ' contracts and grants. Our audit was made for the pui-pose of fornung an opinion on the basic financial statements of BCS1T taken as a whole. The accompanying schedule of expenditures of federal awards is presented for purpoaea of additional analysis as required by U.S. Office of Managercient and Budget Circular A-133, Audita of States, Local Governments, and Non-Profit Organizations, and is not a required part of the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, is fairly stated, in all material respects, in relation to the basic financial statements taken as a whole. ' rnay z6, zooa ~~ }~~ , ~~ i. (405)949-9730 - 2938 N.W. 50'" St, Oklahoma City, OK 731J2 ROCKY MOUNTAIN HEALING ARTS INSTITUTE D/B/A BOULDER COLLEGE OF MASSAGE THERAPY STATEMENT OF FINANCIAI, POSITION December 31, 2003 ASSETS Current Assets: Cash Investments Accounts receivable, less allowance for doubtful accounts of $19,028 Inventory Prepaids Total current assets Property and Equipment, net Other Assets LIABII,ITIES AND NET ASSETS Current Liabilities: Accounts payable Accrued liabilities Deferred tuition revenue Current maturities of long-term debt Total current liabilities Long-Tesm Debt, net of current maturities Net Assets, unrestricted The accompanying notes are an integral part o£ these £inancial statements. $ 127,991 264,528 1,136,043 102,676 56,724 1, 687, 962 854,025 31,031 $ 2,573,018 S 37,816 62,446 1,109,296 136,463 1,396,021 369,232 862,765 $ 2,573,018 2. ' 1 , ' , ' ' ' , , ' ' 1 1 ' ' ROCKY MOUNTAIN HEALING ARTS ZNSTITUTE D/B/A BOULDER COLLEGE OF MASSAGE THERAPY STATEMENT OF ACTIVITIES For the Year Ended Decembez 31, 2003 Revenues: Tuition and £ees Bookstore revenue Clinic revenue Unrealized gain on investments Interest and other Total revenues Costs and Expenses: Employee salaries, taxes and benefits Occupancy Student services General and administrative Recruitment Depreciation and~amortization Interest expense Bad debt expense Total costs and expenses Decrease in Net Assets Net Assets, Beginninq of Year, as previously reported Prior Period Adjustments Net Assets, Beginning of Year, as restated Net Assets, End of Year The accompanying notes are an integral part o£ these financial statements. S 2,955,765 317,278 188,759 90,135 36, 357 3,038,294 1,720,598 380,693 375,201 302,425 120,864 97,763 52,195 35,210 3,084,849 (46,555) 956,590 (47,270) 909,320 $ 862,765 3. ' ' ROCKY MOUNTAIN AEAI~ING ARTS INSTITUTE ' D/B/A BOULDER COLLEGE OF MASSAGE THERAPY STATEMENT OF CASH FLOWS ' For the Year Ended December 31, 2003 l d i ' Cash f ows use by ope=ating act vities: Decrease in net assets $ (96,555) Adjustments to reconcile decrease in net assets to net cash used by ' operating activities- Depreciation and amortization 97,763 Onrealized gain on investments (40,135) , Investment dividends reinvested (6,548) (Increase) decrease in: Accounts receivable (261,919) , Inventory 29,255 Prepaids (44,343) Increase (decrease~ in: Accounts payable (7,382) ' Accrued liabilities (11,382) Deferred tuition revenue 225,036 , Net cash used by operating activities _- -^ (66,205) Cash flowe used by investing activities: + ' Purchases of property and equipment (6,7791 Net cash used by investing activities __ ___(6,774) , Cash £lows used by financing activities: Debt payments __ _(129,784) , Net cash used by financing activities (124,784) Net decrease in cash (19~,763) ' Cash, beginning oE year -- --325,759 , Cash, end o£ year $ 127,991 Supplemental Disclosure: ' Operating acCivities reflect interest paid of $52,145. ' The accompanying notes are an integral , part of these £inancial statements. 4. , ' , ' ' ' ' ~ ' ' ROCKY MOUNTAIN HEALING ARTS INSTITUTE D/B/A BOULDER COLI,EGE OF MASSAGE THERAPY NOTES TO FINANCIAL STATEMENTS December 31, 2003 NOTE 1- SUMMARY OE SIGNIFICANT ACCOUNTING POLICIES: Organization and Nature o£ Business Rocky Mountain Healing Arts Institute d/b/a Boulder College of Massage Therapy (the "Company") is a Colorado nonprofit corporation chartered in 1975. The Company is primarily engaged in post- secondary education and training, with certificate and associates degrees offered in massage therapy programs. Accounts Receivable and Economic Dependenev Accounts receivable represent outstanding balances due from students. An allowance for doubtful accounts has been established to reserve for accounts receivable amounts deemed to be uncollectible by management. ' A significant portion of the Company's revenues are provided by students who participate in government financial aid programs. In connection with this participation, the Company is subject to rules ' and requlations promulgated by the U.S. Department of Education. Failure to comply with the terms and provisions of this participation could lead to suspension or termination of the Company's ability to participate in government financial aid ' programs and consequently, may adversely affect the Company's operations. Management believes that the Company is in compliance with such rules and regulations. ' Use oP Estimatee ~ The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Actual results could differ from ' those estimates. Investments ' The Company has adopted SFAS No. 129, "Accounting for Certain Investments Held by Not-FOr-Profit Organizations." Under SFAS No. ' 129, investments in marketable securities with readily determinable fair values and all investments in debt securities are reported at their fair values in the statement of financial position. ' Unrealized gains and losses are included as changes in net assets in the statement of activities. 5. ' NOTES TO FINANCIAL STATIIY~N'PS (continued) Decanber 31, 2003 Property and Equi~nent Property and equipment are stated at cost. Depreciation is grovided using the straight-line method over the estimated useful lives o£ the classes of property and equipment, ranging fran 3 to 7 years. Amortization of leasehold improvements ie provided using the straight-line method ranging from 7 to 20 years. Revenues and Coate Tuition reverrues are recognized ratably over the academic period of the respective student. Educational and advertising costs are reflected in expense as incurred. Deferred 1~ition Revenue Deferred tuition revenue in the accompanying statement of financial posiCion represents the portion of tuition attributable to future educational services to be performed. Income Taxea The Company is exempt from Federal and state income taxes under Section 501 (c) (3) of the Internal Revenue Code. Accordingly, no prwision for taxes has been made in the financial statements. Concentration of Credit Riak During the year ended December 31, 2003, the Company maintained cash balances in banks in excess of amounts insured by the Federal Deposit Insurance Corporation. Financial Instruments The carrying value of current assets and liabilities reasonably approximates their fair value due to their short maturity periods. The carrying value of the Company's debt obligations reasonably approximates their fair value as the stated interest rate approximates current market interest rates of debt with similar tezms. 6. 1 1 1 ' ' , , ~ , ' ' ' NOTES TO FINANCIAL STATEP~N'PS (continued) December 31, 2003 NOTE 2 - INVESTMENrS The Company's investments consist of mutual funds. Aggregate cost basis for these mutual funds is $338,155 as of December 31, 2003. The aggregate unrealized loss for these mutual funds is $73,679 as of December 31, 2003. NOTE 3- PROPERTY APID EQUIPMENT Property and equipment consists of the following as of December 31, 2003: Leasehold improvements Furniture and equipment Library Less accumulated depreciation and amortization NOTE 4 - IANG-TERM DEBT $ 1,130,239 439,590 12, 617 1,582,446 (728,421) $ 854,025 Long-term debt consists of the following as of December 31, 2003: ' Note payable to bank; monthly principal and interest payments of $3,634; interest at 7.5o per annum; ' due in full in December, 2006, collateralized by a security interest in Company assets , ' ' ' Note payable to corporation; monthly principal and interest payments of $8,817; interest at 9.375g per annum; due in full in June, 2007; collateralized by security interest in Company's leasehold improvements $ 116,647 304,879 7. NOTES TO FINANCIAL STATII~NTS (continued) December 31, 2003 NOTE 4 - IANG-TERM DEBT (continued) Note payable to corporation; monthly principal and interest payments of $2,242; interest at 10~ per annum; due in full in June, 200'7; collateralized by security interest in Company's leasehold improvements 79,174 500,695 Less current maturities (136,963) $ 364,232 Aggregate maturities of long-term debt at December 31, 2003, are as follows: Year endinq December 31. 2004 $ 136,463 2005 152,658 2006 159,953 2007 51,621 $ 500, 695 In addition, the Company has a line-of-credit of $70,000 with a bank which expires June 30, 2004. There is no outstandinq balance on this line-of-credit as of December 31, 2003. 8. ' ' ' NOTES TO FZNANCIAI. STATEMENTS (continued) December 31, 2003 ' NOTE 5 - OPERATING LEASE The Company leases its school facility under an operating lease. ' The following is a schedule by years of future minimum rental payments required under the operating lease, which expires in June, 2007: ' D b 31 di ecem er . Year en ng 2004 $ 207,575 , 2005 213,664 2006 220,107 2007 111,699 ' --- $ 753,065 , h 2 620 f Rent expense under this operating lease totaled or t e 01, $ year ended December 31, 2003. ' NOTE 6- EMPI.OYEE BENEFIT PI,AN , The Company sponsors a 903 (b) tax deferred annuity plan ("the plan"). Pursuant to the plan, eligible employees may elect to make ~ contributions under a salary reduction agreement. The Company makes a matching contribution of $.50 for each $1.00 the employee contributes limited to the first 6~ of the employee's contribution to the plan. In addition, the Company, at its discretion, may ' contribute additional amounts to the plan. The Company's matching contributions to the plan totaled 513, 859 for the year ended December 31, 2003. ' NOTE 7- PRIOR PERIOD ADNSTMENT t The accompanying financial statements include an adjustment necessary to correct an accounting error of prior periods. Net assets as of December 31, 2002, has been reduced by $47, 270 due to ' the Company not accruing salaries expense attributable to the period ended December 31, 2002. ' ' ' 9. SUPPLEMENTARY INFORMATION 10. , ' ' ' ' ' , ' , , , ' ' , ' ' ' ' ~ ROCRY MOtTNTAIN HEALING ARTS INSTZTUTE D/B/A BOUI,DER COLLEGE OF MASSAGE THERAPY SCHEDULE OE FEDERAL FINANCIAI, ASSISTANCE FOR THE YEAR ENDED DECEMBER 31, 2003 Federal Federal Gratiting CE9A ~enev Number U.S.D.E.* 84.032 Federal Family Education Loan Ptogram (FFEL) O.S.~.E.* 89.063 Eederal Pe11 Grant Program (PELL) Total ~ United States ~epartment of Education. £ederal Awarda Exoenditurea $ 1,075,621 63,309 $ 1,138,925 Basis of Presentation The afozementioned pxogiams are considered one cluster for determination of major programs. The schedule xeflects Federal Financial Assistance disbuzsed (net of refunds) duzing the yea= ended December 31, 2003. 11. ' West & Company A Professional Corporation Cerlificd Public Acromrrann REPORT ON COMPL7ANCE AND ON INTERI~L CONTROL OVER FINANCrnr• REPORTING SASID ON AN AUDIT OF FINF~NCIAL STATP~TSS PERFORIg9 IN ACCORDANCE WITFI GOVERDAIENT AUDITING STADIDARDS Tb the Board of Directors, Rocky Mountain Healing Arts Institute: We i~ave audited the financial sCatements of Rocky Mountain Healing Arts Institute d/b/a Boulder College o£ Massage Therapy ("HQ+TP")(a nonprofit organization) as of and for the year ended December 31, 2003, and hatre issued our report thereon daCed May 26, 2004. We conducted our audit in accordance with O.S. generally accepted auditing standards and the standards applical~le to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United StaCes. Co~liance As part of obtaining reasonable assurance about whether BCMI" s financial statements are free of m~terial misstatement, we perfoz~ned tests of its compliance with certain provisions of laws, regulations, contracts and grants, nonca~liance with which could have a direct and material effect on the determination of financial statement amounts. However, providing an opinion on compliance with those provisions was not an objective of our audit and, accordingly, we do not expreas such an opinian. The results of our tests disclosed no instances of noncrmrpliance that are required to be reported under Government Audi.ting Standards. Internal Control Over Financial Reoortina In planning and perfoiming our audit, we considered HCMT's internal control wer financial reporting in order to detezmine our auditing procedures for the purpose of expressing our opinion nn the financial statements and not to provided assurance on the intesnal control wer financial reporting. Our consideration of the internal control over financial reporting would not necessarily discloae all matCers in the internal control over financial reporting tk~at might be material weaknesses. A material wealmess is a condition in which the design or operation of one or more of the internal control components does not reduce to a relatively low level the risk that misstatements in amounts that would be material in relation to the financial statements being audited may occur and not be detected within a timely period by employees in the normal course of performing their assigned functions. We noted no matters involving the internal control over financial reporting and its operation that we consider to be material wealmesses. This report is intended for the inforniation of tr~-~nagement and federal awarding agencies. However, this report is a matter of public record and its distribution is not limited. ~~ May 26, 2004 ~ -~ 12. (405) 9J9-9730 - 2938 N.W. 50ih St., Oklahoma City, OK 73112 ' ' , ' , 1 , ' ' ' , ' ' ' ' 1 ~ , , ' West & Company A Professional Corporation Crnified Public dccounlnn~s , , REPORT ON COMPLIANCE WITH REQUIREMENTS APPLICABLE TO MAJOR PAOGRAM AND INTERNAL CONTROL OVER COMPLIANCE IN ACCORDANCE WITH Ohffi CIRCfJLP+A A-133 , To the Board of Directors, Rocky Mountain Healing Arts Institute: , Compliance We have audited the compliance of Rocky Mountain Healing Arts Institute d/b/a Boulder College of Massage Therapy ("BCMT") with the types of compliance requirements , described in the U.S. Office of Management and Budget (OMB) Circular A-133 Compliance Supplement that are applicable to its major federal program for the year ended December 31, 2003. BCMT's major federal program is identified in the accompanying Schedule of Findings and Questioned Costs. Compliance with the requirements of laws, ' regulations, contracts and grants applicable to its major federal program is the responsibility of BCMT's management. Our responsibility is to expxess an opinion on BCMT's compliance based on our audit. ~ We conducted our audit of compliance in accordance with U.S. generally accepted auditing standards; the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States; ' and OMB Circular A-133, Audits of States, Local Governments, and Non-Profit Organizations. Those standards and OMB Circulax A-133 require that we plan and perform the audit to obtain reasonable assurance about whether noncompliance with the types of compliance requirements referred to above that could have a direct and , material effect on a major federal program occurred. An audit includes examining, on a test basis, evidence about BCMT's compliance with those requirements and performing such other procedures as we considered necessary in the circumstances. We believe ' that our audit provides a reasonable basis for our opinion. Our audit does not provide a legal determination on BCMT's compliance with those requirements. In our opinion, BCMT complied, in all material respects, with the requirements ' referred to above that are applicable to its major federal program foi the year ended December 31, 2003. Internal Control Over Comoliance ' The management of BCMT is responsible for establishing and maintaining effective internal control over compliance with requirements of laws, regulations, contracts and grants applicable to its federal programs. In planning and performing our audit, we ' considered BCMT's internal contzol over compliance with requirements that could have a dizect and material effect on its major federal program in order to determine our auditing procedures for the purpose of expressing our opinion on compliance and to test and report on internal control over compliance in accordance with OMB Circular ' A-133 ' ' 13. ' (405) 9~9-9730 -?938 N.W. 50"' St., Oklnhoma City, OK 73112 ~ Our consideration oP the internal control over compliance would not necessarily discloae all matters in the internal control that might be material weaJmeases. A material wealmess ia a condition in which the design or operation of one or ~re of the internal control components does not reduce to a relatively low level the risk that nonccxnpliance with applicable requirements of laws, regulations, contracta and granta that would be material in relation to a major federal program being audited may occur and not be detected within a timely period by e~loyees in the normal course of perfornung their assigned functions. We noted no matters involving the internal control over coccq~liance and its operation that we consider to k~e material wealmessea. This report is intended for the infoxmation of management and federal awarding agenciea. However, this report is a matter of public record and its distribution is not limited. May 26, 2004 Vv~ S 1 ~1 ~ 14. ~ ~ ' ' , 1 , i ' ' , , ' , ' ' , , 1 . . ' ' ' t ' ~ ~ ROCKY MOUNTAIN HEAI,ING ARTS INSTITUTE D/B/A BOULDER COLLEGE OF MASSAGE THERAPY SCHEDULE OF FINDINGS AND QUESTIONED COSTS YEAR ENDED DECEMBER 31, 2003 Section I- Svn¢nary of Auditors' Results Financial Statements Type of auditors' report issued Internal control over financial reporting: Material Weakness(es) identified? Reportable condition(s) identified not considered to be material weaknesses? Noncompliance material to financial statements noted? ' Federal Awards , Internal control over major programs: Material weakness(es) identified? ' Reportable condition(s) identified not considered to be material weaknesses? ' Type of auditors' report issued on compliance for major programs: 1 Any audit findings disclosed that are ' ~ ' ' ' ~ required to be reported in accordance with Circular A-133, Section .510(a)? Identification of major programs: Federal CEDA Unqualified. No. None reported. No. No. None reported. Unqualified. No. Number Name of Federal Proqram or Cluster Cluster - Federal Student Financial Assistance Programs: 84.032 Federal Family Education Loan Program (FFEL) 84.063 Federal Pell Grant Pxogram (PELL) Dollar threshold used to distinguish between Type A and Type B programs: $ 300,000. Auditee qualified as low-risk auditee? No. 15. SCHEDULE OF FINDINGS AND QUESTIONED COSTS YEAR ENDED DECEMBER 31, 2003 (continued) Section II - Financial Statement Findings No matters were reported. Section III - Federal Award Findings and Questioned Costs No matters were reported. 16. ' 1 ~ ' ~ , ~ ~ ' ' ' ' ' , , , , ~ , 1 ' ' ROCRY MOVNTAIN HEALING ARTS INSTITUTE D/B/A BOULDER COLLEGE OF MASSAGE THERAPY ' SUMMARY SCHEDULE OF PRIOR AUDIT FINDINGS YEAR ENDED DECEMBER 31, 2003 ' There were no findings from the prior audit. ~ ' ' ' ' ' ~ , ' 1 ~ ' 17.